Cardful: Credit Card Rewards

Your cards are full of money you are not using. Statement credits that quietly expire every month. Annual fees renewing on cards that stopped earning their keep. Points sitting in six programs nobody has added up. Cardful does that math for you, every day, from cards you add by name. No bank login required. BEST CARD AT CHECKOUT Search a store or pick a category, and Cardful ranks the cards you actually carry by what each one really earns: the multiplier times an honest cents-per-point value. It shows you the reasoning, not just a winner. Pin the answer to your Lock Screen on the way in. CREDITS BEFORE THEY EXPIRE Every monthly, quarterly, semi-annual, and annual credit, sorted soonest first, with the real dollars on the line. Log partial use, like $250 of a $500 hotel credit, and get a reminder before the window closes. ANNUAL FEES, ANSWERED See what renews and when, with the payback laid out: what the card earned you against what it costs. Keep it or cancel it, with a retention call script for the ones worth saving. POINTS, VALUED HONESTLY Every balance in one place at real cents per point, with a trend line, transfer partners and their bonuses, and a calculator that settles pay-cash-versus-redeem in seconds. APPLICATIONS AND ELIGIBILITY Your 5/24 count, a countdown to when slots free up, issuer-by-issuer eligibility rules for Amex, Chase, Citi, Capital One, and Bank of America, and minimum-spend progress on every open welcome bonus. EVERYTHING ELSE Card-linked offers in one feed instead of a dozen issuer apps. A travel vault for passport, Known Traveler, and loyalty numbers behind Face ID. Home Screen and Lock Screen widgets, a Live Activity while you shop, and Shortcuts support. An assistant that answers questions about your own wallet, on device with Apple Intelligence. BUILT PRIVACY FIRST Cardful never asks for a bank password and never stores full card numbers. There is nothing to connect: the app has no account-linking feature and no bank-data aggregator, so it works entirely from cards you add by name and nothing breaks when a bank changes its login. Location, if you turn it on for nearby picks, is used on device and never leaves your phone. SUBSCRIPTION DETAILS Cardful Premium is an optional auto-renewing subscription. Annual: $59.99 per year, including a 7-day free trial. Monthly: $6.99 per month. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription in your Apple Account settings. The free tier never expires and needs no subscription. Privacy Policy: https://getcardful.pages.dev/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/