CardMate: Credit Card Tracker
Track Cards & Due Dates
About
Organize all your credit cards in one private, offline app. Get smart payment reminders, track spending by billing cycle, and monitor credit utilization with visual analytics. Your financial data stays secure on your device.
What's New in CardMate
1.3.0
November 3, 2026
NEW: Recurring expenses & installments - set once, track automatically. Also in this update: • New card carousel on dashboard • Refreshed UI across key screens • Bug fixes and performance improvements We're always working to make CardMate better. Let us know what you think!
MoreSubscriptions & In-App Purchases
Premium Monthly
Unlimited credit cards with all features
Developer apps
FAQ
How does CardMate help prevent late fees?
CardMate provides smart payment reminders before your credit card due dates. It also allows you to track spending by actual billing cycle and monitor outstanding balances, helping you stay on top of your payments.
Is my financial data safe with CardMate?
Yes, CardMate is designed for maximum privacy. It operates 100% offline, meaning your financial data never leaves your device. No account registration or personal information is required, and all data is encrypted locally.
What are the pricing options for CardMate?
CardMate offers a free tier that includes all features for tracking one card. For unlimited card tracking, you can upgrade to Premium, which has monthly ($4.99) and yearly ($49.99) subscription plans. The yearly plan includes a 7-day free trial.
Does CardMate have ads?
No, CardMate is ad-free. The app explicitly states 'no tracking, no ads, no third-party services' to ensure a private and uninterrupted user experience.
What kind of spending analytics does CardMate offer?
CardMate provides visual spending analytics across over 10 categories. You can view spending patterns over 1, 3, 6, or 12 months through easy-to-understand charts and filter transactions by card, category, date, or billing cycle.
What devices is CardMate compatible with?
CardMate is available for iOS devices, including iPhone and iPad. It requires iOS 13.0 or later and is rated for ages 4 and up.
How often is CardMate updated?
The latest version of CardMate is 1.3.0, which was last updated on November 3, 2026. This indicates a relatively active development cycle for the app.
Can I protect my CardMate data with a password?
Yes, CardMate offers optional password protection for an extra layer of security. This ensures that only you can access your sensitive financial information stored within the app.
