About
This app helps you maximize credit card rewards by instantly recommending the best card for each purchase. It also allows you to log receipts, track expiring credits, and manage multiple cards, all while prioritizing your privacy and offline use.
What's New in CardPecker
1.7.0
October 23, 2026
Worth It, rebuilt to be fast and simple. • Points: search a rewards program, enter the points and the cash price, and see right away whether to use your points. • Hotels and flights: compare two side by side on one screen. The answer opens as a card with the real cost after points and perks, color bars for each factor, and a points-and-perks table. • Amex Fine Hotels + Resorts: choose how you'd book each hotel and see what FHR adds. It keeps your hotel points and status perks, plus breakfast, a property credit and late checkout. • Your status counts: set your hotel and airline tiers once, and the perks you'd get are included. • Nearby: see places to eat, shops and transit within a 10-minute walk of each hotel. • Airline suggestions, a Start over button for Points, and faster typing throughout.
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FAQ
How does CardPecker help me earn more rewards?
CardPecker analyzes your credit cards and their category multipliers to instantly recommend the card that will earn you the most rewards for any given purchase, showing you the exact effective return percentage.
Can CardPecker scan paper receipts?
Yes, CardPecker allows you to snap a paper receipt with your camera. It then reads the total and merchant information directly on your device, saving you from manual entry.
How does CardPecker track my credit card benefits?
The Coupon Book feature in CardPecker tracks all your annual travel credits, dining credits, lounge passes, and free nights. It auto-refreshes these benefits each billing period so you always know what's available.
Is CardPecker secure and private?
CardPecker is designed for 100% privacy and offline use. Your data never leaves your device, there is no account creation, and even receipt scanning runs locally on your iPhone.
Does CardPecker support many credit cards?
Yes, CardPecker is built for multi-card wallets and can handle anywhere from 2 to 12 cards. It also supports subcategories to differentiate between brands like Delta and United.
How often is CardPecker updated?
The latest version of CardPecker is 1.2.6, and it was last updated on May 1, 2026. Updates typically include new features, bug fixes, and performance improvements.
What devices does CardPecker work on?
CardPecker is currently supported on iPhone devices. It offers automatic iCloud backup, allowing for quick restoration on a new iPhone.
What is the age rating for CardPecker?
CardPecker has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial management and rewards optimization.
