Lowest price: Free 3 months ago (-100%)
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About
This app helps you maximize credit card rewards by instantly recommending the best card for each purchase. It also allows you to log receipts, track expiring credits, and manage multiple cards, all while prioritizing your privacy and offline use.
What's New in CardPecker
1.5.0
August 22, 2026
NEWS AND DEALS CardPecker now follows the card world for you and brings back what matters, every morning. • Deals lead with the terms. Spend thresholds, statement credits, points earned, and whether an offer needs activating — all before you open anything. Filter by issuer to see only the cards you carry. • Every story says where it came from. Confirmed by the issuer or airline itself, or reported by a named publication, so you can weigh it for yourself and open the original source in a tap. • Alerts on your terms. Choose whether news, deals, or both are worth interrupting you for, and change your mind whenever you like. • Read and unread stay apart. What you have already looked at moves out of the way, and anything you dismiss stays dismissed. • Always current. The feed refreshes when you come back to the app, and stories retire once they are no longer news. Everything else you rely on is unchanged: your best card for every purchase, benefit and credit tracking, on-device receipt scanning, and iCloud backups.
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FAQ
How does CardPecker help me earn more rewards?
CardPecker analyzes your credit cards and their category multipliers to instantly recommend the card that will earn you the most rewards for any given purchase, showing you the exact effective return percentage.
Can CardPecker scan paper receipts?
Yes, CardPecker allows you to snap a paper receipt with your camera. It then reads the total and merchant information directly on your device, saving you from manual entry.
How does CardPecker track my credit card benefits?
The Coupon Book feature in CardPecker tracks all your annual travel credits, dining credits, lounge passes, and free nights. It auto-refreshes these benefits each billing period so you always know what's available.
Is CardPecker secure and private?
CardPecker is designed for 100% privacy and offline use. Your data never leaves your device, there is no account creation, and even receipt scanning runs locally on your iPhone.
Does CardPecker support many credit cards?
Yes, CardPecker is built for multi-card wallets and can handle anywhere from 2 to 12 cards. It also supports subcategories to differentiate between brands like Delta and United.
How often is CardPecker updated?
The latest version of CardPecker is 1.2.6, and it was last updated on May 1, 2026. Updates typically include new features, bug fixes, and performance improvements.
What devices does CardPecker work on?
CardPecker is currently supported on iPhone devices. It offers automatic iCloud backup, allowing for quick restoration on a new iPhone.
What is the age rating for CardPecker?
CardPecker has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial management and rewards optimization.