
CardSavvy: Which Card?
Right card for each purchase
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Free
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About
CardSavvy tells you which of your credit cards to use for a purchase, and how much the choice is worth.
Add the cards you carry by name. Pick what you're buying: groceries, gas, dining, travel, or a specific store. CardSavvy shows the estimated rewards from each card in dollars, the gap to the next-best card, and the assumptions behind the number. When two cards are within a few cents, it says so.
WHAT IT DOES
• Ranks your cards for a purchase using each card's published earn rates, caps and point values
• Warns about merchant coding quirks, such as warehouse clubs that accept only one network
• Tracks statement credits by period and reminds you before a use-it-or-lose-it credit resets
• Home Screen and Lock Screen widget for your favorite category
• Ask Siri: "Best card for groceries in CardSavvy"
• Optional suggestions for the store you're at, using your location only while the screen is open
WHAT IT DOESN'T DO
• No bank login and no card numbers. CardSavvy knows only the names of your cards.
• No ads and no tracking.
Your wallet stays on your phone. Signing in with Apple or Google is optional and syncs the same wallet with card-savvy.com.
Card terms change. CardSavvy shows the date its rates were last checked. It is not financial advice; confirm terms with your card issuer.
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What's New in CardSavvy
1.0
October 30, 2026




