Cash Flow Budget: Headway
Bills, Net Worth & Safe Spend
About
This app helps you plan your spending by showing you what's safe to spend before your next paycheck. It tracks all your financial accounts, provides insights into cash flow and spending trends, and offers private, local-first budgeting tools.
What's New in Cash Flow Budget
1.0.1
November 5, 2026
Headway is now optimised for iPhone Duo, with layouts that adapt across the outer display, open inner display and changing device poses. Also included: • A stronger, clearer onboarding experience with an interactive Impulse Pause introduction • Faster Wallet payment automations that log without timing out • Screenshot-based balance updates and improved transaction capture • Account-specific cash-flow forecasts and explicit multi-currency reporting • Editable transaction imports, duplicate warnings, undo, splits and edit history • Safe to Spend and upcoming-payment widgets • Stability, accessibility and interface improvements
MoreSubscriptions & In-App Purchases
Headway Pro Annual
Headway Web, Price Book and unlimited imports
Developer apps
FAQ
What is Headway's main purpose?
Headway is a private, local-first budget planner designed to help you understand what is safe to spend before your next paycheck arrives. It focuses on protecting your bills and safety buffer to show you your remaining disposable income.
What financial accounts can I track with Headway?
You can track a comprehensive range of accounts including checking, savings, cash, investment, credit-card, loan, and mortgage accounts. This allows for a full picture of your financial situation.
How does Headway handle transaction logging?
Headway offers multiple ways to log money: manually, using a natural-language 'Money Inbox', or by reviewing imported bank-statement data before it's stored in your private vault.
Is Headway private and secure?
Yes, Headway is designed for privacy with no account required. Your financial records are stored in a protected vault on your device, and it never silently converts account balances between currencies.
Does Headway have ads?
No, Headway does not contain advertisements. The app is free to use and includes its budgeting, safe-to-spend, insights, planning, net-worth, and personalization tools without ads.
What is the pricing for Headway?
Headway is available for free. There is an optional 'Headway Pro Annual' subscription plan available for $10.00 per year, offering additional features.
On which devices is Headway available?
Currently, Headway is supported on iPhone devices. Future platform compatibility may be announced by the developer.
How often is Headway updated?
The latest version of Headway is 1.0.1, last updated on November 5, 2026. Updates typically occur to introduce new features, fix bugs, and improve performance.