CD Tracker

CD Tracker

CDs, Coupons & Maturity Dates

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Free

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Details

Released
December 19, 2025
Updated
October 17, 2026

Features

CD Tracker screenshot #1 for iPhone
CD Tracker screenshot #2 for iPhone
CD Tracker screenshot #3 for iPhone
CD Tracker screenshot #4 for iPhone
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About

Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: • Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) • Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts • Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification • App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html
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What's New in CD Tracker

1.4

October 17, 2026

NEW IN CD TRACKER PRO • Widgets: see this month's interest, upcoming coupons and your next maturity on your Home Screen and Lock Screen. • Hide amounts in widgets: Lock Screen widgets can be seen without unlocking your iPhone, so you can show •••• instead of amounts. Turn it on in About › Security. • Coupon reminders: get a notification on the day each coupon is expected, and tap "Mark as Received" right from the notification. • App Lock: protect CD Tracker with Face ID, Touch ID or your passcode. Your amounts are also hidden in the app switcher. FOR EVERYONE • iCloud sync status in the About tab: see when your data last synced, or what's preventing it from syncing. • Reminders now also appear while CD Tracker is open. • Before asking for notification permission, CD Tracker now explains which reminders it sends. If notifications are off, the About tab shows it and takes you to Settings. • If you have many upcoming reminders, the last one scheduled asks you to open CD Tracker, so the next ones are scheduled too. • Safer backup restore: damaged backups, or backups from a newer version, are rejected with a clear explanation, and nothing changes if a restore fails. • If a change can't be saved, CD Tracker now tells you instead of looking like it worked. • CD Tracker now runs on iOS 18.0 and later.

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