CD Tracker

CD Tracker

CDs, Coupons & Maturity Dates

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Free

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Details

  • Released
  • Updated
  • December 19, 2025
  • September 24, 2026

Features

CD Tracker screenshot #1 for iPhone
CD Tracker screenshot #2 for iPhone
CD Tracker screenshot #3 for iPhone
CD Tracker screenshot #4 for iPhone
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About

Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it FREE AND PRO CD Tracker is free for up to 5 active CDs, with every feature included. Redeemed CDs don't count, so renewing never uses a slot. CD Tracker Pro unlocks unlimited CDs with a one-time purchase, with no subscription. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html
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What's New in CD Tracker

1.3

September 24, 2026

Version 1.3 is our biggest update yet. NEW • iCloud sync: your CDs and coupons stay in sync across your iPhone and iPad, and come back when you set up a new device. • Monthly chart: see the interest you'll receive and the principal maturing each month for the next 12 months. • CD details: interest earned to date, total interest, term progress, next coupon and past-due coupons at a glance. • Renew in one step: renew a matured CD with the same term, optionally adding the interest to the principal. • Smarter coupons: choose the day your bank pays (e.g. the 30th), get a pro-rated first coupon, growing coupons for compound interest, and generate the schedule automatically when you add a CD. • Coupon Report opens on the next 90 days with quick ranges and a combined USD total. • Pick currencies from a searchable list, and see amounts with thousands separators as you type. • A fresh new app icon and a cleaner Dashboard. • CD Tracker Pro: the free version tracks up to 5 active CDs. Unlock unlimited CDs with a one-time purchase. Renewing a CD never uses a slot. FIXES • Amounts and rates are read correctly on devices that use a comma as the decimal separator. • Backups now include coupons and notes; notes are saved. • Correct coupon dates for CDs paid at maturity or opened at the end of a month. • Maturity reminders stay up to date, and the app no longer closes if its data can't be opened.

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