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Central National

Central National

by Central National Bank

2.5K ratings
30 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • July 19, 2021
  • July 16, 2026

Features

Developer

Central National Bank
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About

Manage your finances with this secure and fast personal finance tool. Organize transactions, set alerts, and make payments easily. Features include mobile check deposit, debit card management, and branch/ATM locators.

✓Organize transactions with tags and notes
✓Set balance alerts
✓Secure account with passcode/biometrics
✓Make payments and transfer money
✓Mobile check deposit
✓Debit card management
✓View monthly statements
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What users say

Summarized from real user reviews of Central National. Based on 2.5K reviews and a 4.7/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💙Great local bank
  • 👍Easy to use app
  • 👍Excellent service
  • 🚀Lots of new features

Negative things

  • 🐛App not working/glitchy
  • 🐛Password/login issues
  • 🐛Mobile deposit problems
  • ⚠️Notifications/alerts missing
  • ⚠️Outdated/inferior to other banks
See all reviews

What's New in Central National

3.36.0

July 16, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Lee Pifer

The staff at the central national bank has been very helpful
Lee PiferLee Pifer

Banking

I have been using this app since I opened my account. I have contacted the bank about issues with their accounting system IE duplicate entries which I have been told they cannot change. As the account will not accept transactions via Zelle which one of my vendors pays me with it causes a lot of problems. As I’m a small business owner and the other banks charge more for the services I have to stick with this bank until I can find another bank to use. It does offer ITM services at the ATM but I keep seeing that their lobby still requires appointments and supposedly is not available for walk in services.
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KstonyaKstonya

Steven Henson

I just opened my account and I’m already seeing benefits in the first 12 hours.
Purveyor of WisdomPurveyor of Wisdom

Worthless

Notifications do not go out that could save you from overdraft fees! Go to another bank!
Christofur531Christofur531

Love this app

I use the Central app often. I find it so easy to use.
SuncandieSuncandie
See 25 more reviews

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User experience

🐞

Reported Bugs

3 issues

App crashing/not working

Bug

Mobile deposit issues

Bug

Login/password problems

Bug
✨

Requested Features

3 requests

Ability to change password

Feature

Show pending deposits

Feature

Daily balance text messages

Feature

FAQ

What does Central National do?

Central National is a personal finance management app designed to help you organize your transactions, make payments, and manage your accounts securely. It offers features like transaction tagging, balance alerts, and mobile check deposits to simplify your financial life.

What are the key features of Central National?

Key features include organizing transactions with tags and notes, setting up balance alerts, securing your account with a passcode or biometrics, making payments, transferring money, depositing checks via photo, managing your debit card, and viewing monthly statements. It also helps you find nearby branches and ATMs.

Is Central National free to use?

The application is free to download and use. However, it does display advertisements within the app, which is how it is monetized.

What devices is Central National compatible with?

The app is designed for mobile devices. It supports security features like biometric authentication on supported devices, indicating compatibility with a range of modern smartphones and tablets.

How can Central National help me manage my money?

This app helps you manage your money by providing tools to track your spending through transaction organization, alerting you to low balances, and facilitating easy payments and transfers. You can also manage your debit card and deposit checks remotely, all from your mobile device.