
Free
In-App Purchases
Rating summary
About
Centsible Scholar turns your child's grades and behavior into real financial lessons.
Created by a licensed family therapist with 25 years of experience, Centsible Scholar connects academic achievement directly to money management — teaching kids how the real world works while motivating excellence at home.
HOW IT WORKS
Students earn rewards based on their grades. Those earnings are automatically allocated into taxes, retirement savings, and spending — just like a real paycheck. Good behavior earns bonuses. Daily financial literacy questions build knowledge over time.
FOR PARENTS
• Create and manage multiple student accounts
• Review and approve grades with built-in conflict resolution
• Monitor behavior across 10 categories including Diet, Exercise, Respect, and Cooperation
• Track earnings, savings goals, and financial progress
• Conduct structured family meetings with a guided 6-step process
• View analytics and trends over 18 weeks of history
FOR STUDENTS
• Answer a daily Question of the Day matched to your grade level (3rd-12th)
• Build streaks and earn XP for consistent participation
• Set savings goals with fun emoji and track progress
• See your earnings broken down into taxes, savings, and spending
• Earn behavior bonuses up to 20% and education bonuses up to 5%
KEY FEATURES
• Grade tracking with automatic reward calculations and GPA
• Behavior assessments across Obligations and Opportunities
• Real-world financial allocation including taxes, retirement, savings, and discretionary
• Daily financial literacy questions by grade level
• Savings goal management with progress tracking
• Family meeting scheduler with guided discussion steps
• Detailed analytics with charts and trend data
• Push notifications for reminders and achievements
THE PHILOSOPHY
Structure + Discipline + Repetition = Success. Centsible Scholar gives families a proven framework to build financial literacy, character, and academic motivation — all in one app.
Questions? Visit centsiblescholar.com
Privacy Policy: https://www.centsiblescholar.com/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in Centsible Scholar
1.0.3
April 15, 2026
Bug fixes and performance improvements including improved subscription activation, better error messages, and stability fixes.
Subscription plans
Large Family (Annual)
Up to 5 students. 30-day free trial, then $159.99/year.
$159.991 Year
1 Month trial1
In-App Purchases
$89.00
One on One Coaching
Tailored 1-on-1 coaching for every student and parent





