ClearOwn

ClearOwn helps you track debts, plan repayments, and take control of your finances. Manage both payables and receivables in one place — with support for multiple currencies, installment plans, interest calculations, and AI-powered insights. Features include snowball vs avalanche strategy comparison, repayment schedule generation, local-first privacy, and smart notifications. Terms of Use (EULA): https://i.ggapp.top/own/eula_en.html