Best Cogent (401k) alternatives: apps like Cogent (401k)

42+ similar apps compared and reviewed

4.3 avg rating

10 free apps

Updated October 2026

Schwab Retirement Technologies Inc.

Whether you want more options like Cogent (401k) or a completely different take on the same concept, our curated list of 42+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Cogent (401k)

#1

MCNB Mobile Banking by MASON CITY NATIONAL BANK

Editor's Choice

5.0(4 ratings)

Free

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Manage your bank accounts on the go. View balances, schedule transfers, and deposit checks remotely. This app provides convenient access to your finances anytime, anywhere.

#2

FSB of Shelby by First State Bank of Shelby

Strong Contender

4.5(4 ratings)

Free

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Easily and securely access your bank accounts on the go. View balances and transaction history, transfer funds, and make loan payments between accounts. Requires registration as an online banking customer.

#3

Charlevoix State Bank Mobile by Charlevoix State Bank

Worth Considering

4.6(81 ratings)

Free

Charlevoix State Bank Mobile screenshot 1

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Manage your bank accounts conveniently and securely from your mobile device. This free app provides quick access to view balances, history, transfer funds, pay bills, and receive alerts. It supports Face ID, Touch ID, and Passcode authentication for enhanced security.

More apps like Cogent (401k)

Oriental 401K Plan

Oriental 401K Plan

Oriental 401K Plan

To access your 401K account in

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

Secure account accessView balance and performanceTrack investment mix

Compare with Cogent (401k)

HomeTown Bank Mobile

HomeTown Bank Mobile

HomeTown Bank Mobile

by HomeTown Bank,NA

Manage your finances conveniently and securely with a suite of banking products. Access your accounts and conduct transactions anytime, anywhere, right from your mobile device.

Convenient bankingSecure transactionsAccount management

free with in-app purchases

Compare with Cogent (401k)

by Waterfall Bank

Manage your finances conveniently and securely from your mobile device. This free application provides anytime, anywhere access to your accounts, with regular updates for the latest banking tools.

Secure mobile bankingAccount access anytime, anywhereFree to download

Compare with Cogent (401k)

by Nodaway Valley Bank

Manage your Nodaway Valley Bank accounts conveniently from your mobile device. Access balances, deposit checks, transfer funds, and locate ATMs with secure, on-the-go access.

View balances without logging inDeposit checks remotelyView account activity

Compare with Cogent (401k)

Choice Bank Mobile

Choice Bank Mobile

Choice Bank Mobile

by Choice Financial Group

Manage your personal banking accounts, including checking, savings, and HSA, directly from your mobile device. Access online banking features, deposit checks remotely, and control your debit card. Requires prior enrollment in online banking.

Mobile check depositDebit card controlsBiometric login (Face ID/Fingerprint ID)

Compare with Cogent (401k)

Mirastar Mobile Banking

Mirastar Mobile Banking

Mirastar Mobile Banking

Mirastar Federal Credit Union

Securely manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, deposit checks, and manage your cards. It offers quick access to account information and allows you to open new accounts or apply for loans.

Fast BalancesMobile Check DepositAccount Information

Compare with Cogent (401k)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device.

Check account balancesSearch recent transactionsTransfer funds between accounts

Compare with Cogent (401k)