CollegeROI: Degree Calculator

Is that degree worth the student debt? Find out in 30 seconds. 25% OF BACHELOR'S DEGREES HAVE A NEGATIVE ROI. Don't let yours be one of them. CollegeROI is the only app that calculates the real return on investment for any college degree — by school type AND major. See exactly when your degree pays for itself, how much you'll actually take home after loans, and whether a $120K education is a smart investment or a financial trap. A Computer Science degree from a state school has a better ROI than a Communications degree from an Ivy League — but nobody shows you this math. Until now. HOW IT WORKS 1. Pick your school type (community college, in-state public, out-of-state, private, elite) 2. Enter your total cost or use real estimates from federal IPEDS data 3. Choose your major from 75+ options with real BLS salary data 4. Set your loan terms 5. Get your complete ROI analysis in seconds WHAT YOU GET • ROI Grade (A+ to F) — Instant clarity on your degree's value • Break-Even Age — Know exactly when your degree pays for itself • 20-Year Net Earnings — Degree path vs. entering the workforce now • Monthly Take-Home Pay — Your salary after taxes and loan payments • True Cost Breakdown — Tuition, interest, and the opportunity cost no one talks about • Side-by-Side Comparison — Stack up to 3 school + major combos to find the winner THE DATA • Bureau of Labor Statistics (BLS) median salary data by occupation • College Scorecard and IPEDS tuition figures by school type • Federal student loan rates with standard 10-year repayment • Updated with the latest government data 75+ MAJORS COVERED Computer Science, Nursing, Engineering, Business, Finance, Accounting, Psychology, Biology, Communications, Education, Criminal Justice, Political Science, Economics, Marketing, Information Technology, English, History, Sociology, Mathematics, Pre-Med, Pre-Law, Architecture, Graphic Design, Social Work, Pharmacy, and dozens more — each with real starting salary, mid-career salary, and employment rate data from the Bureau of Labor Statistics. WHO IT'S FOR • Parents about to co-sign $100K+ in student loans • High school seniors choosing between schools and majors • College students considering changing majors • Adults thinking about going back to school • Guidance counselors helping students make informed choices • Financial advisors discussing education planning with clients COMPARE SCHOOLS AND MAJORS Save up to 3 school and major combinations and compare them side by side. See which path gives you the highest ROI, fastest break-even, and best lifetime earnings. Stop guessing — let the numbers decide. WHY COLLEGEROI? Unlike generic college cost calculators, CollegeROI factors in everything: tuition, student loan interest, opportunity cost of 4 years not working, tax impact on your take-home pay, and real salary data by major — not averages. Most students pick a major based on passion alone. Smart students check the math first. EVERY DOLLAR COUNTS Student loan debt in America exceeds $1.7 trillion. The average graduate owes $37,000. Some degrees pay that back in 3 years. Others never break even. CollegeROI shows you the difference before you sign the loan papers. Whether you are comparing community college vs university, in-state vs out-of-state, or engineering vs liberal arts — the ROI difference can be hundreds of thousands of dollars over your career. FREE VS. PREMIUM • Free: 2 full ROI calculations with complete results • Premium ($5.99 one-time): Unlimited calculations, all 75+ majors, side-by-side comparison tool No subscription. No ads. No data collection. No account required. All calculations happen on your device. Just math. This is a $200,000 decision. You deserve a calculator.