Couples Budgeting: Halfway

Couples Budgeting: Halfway

Split fairly based on income

14 ratings
14 reviews
Free
In-App Purchases

Details

Released
January 10, 2026
Updated
October 16, 2026

Features

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Couples Budgeting: Halfway screenshot #8 for iPhone
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About

This app helps couples with different incomes manage shared finances fairly. It allows for proportional expense splitting, tracks who owes what, and separates shared from personal spending. Enjoy transparent budgeting and simplified settlement without compromising privacy.

✓Income-based expense splitting
✓Instant settlement tracking
✓Shared and personal budgets
✓Bank-level security
✓Custom split per category
✓Budget planner and spending tracker
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+1

What's New in Couples Budgeting

24.0.13

October 16, 2026

This update is all about polish. - Connecting your bank is smoother, with a cleaner screen that fits your iPhone - Face ID unlock is more reliable, with an easy way out if you're ever stuck - Clearer, calmer screens when something goes wrong - Better Spanish and French translations - Bug fixes and design touch-ups

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Subscriptions & In-App Purchases

Halfway Premium

Automated bank sync, billed monthly

$11.991 Month
How to cancel Couples Budgeting subscription ⁉️

User reviews

Great budgeting tool

makes tracking daily expenses quick and painless. the layout is intuitive, navigation is smooth, and it helps keep spending top of mind

Simple to track

Easy to split and bank connections make it so simple. UI is pretty good

Simple and effective

This is a good combo of splitwise and monarch. I’m able to do everything that was in monarch and keep balance track like splitwise. Love it

Totally Enjoying the App

Great app and has all the features you need for managing a budget and splitting transactions with your spouse or partner. Highly recommend the subscription the automated bank information works well and makes things easier.

Response from developer

Thank you so much for the kind words and for subscribing! Really glad the bank sync is making things easier, that was one of the features we most wanted to get right. Appreciate you taking the time to leave this. Happy Budgeting!

Switched from Monarch and haven't looked back

We tried Monarch for about six months. Great app but it treated us like one financial unit. Everything was shared, everything was visible, and we kept arguing about who spent what on personal stuff. We earn different amounts too so the whole thing felt off from the start.
Halfway is different. Shared expenses are tracked together, personal spending stays private. The split adjusts based on what we each earn so I'm not overpaying relative to my income anymore. Settlement screen tells us exactly who owes what at the end of the month. No spreadsheet, no calculator, no argument. Free to start which was the other thing. Monarch is $99 a year. Halfway costs nothing until you want bank sync.
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FAQ

What is the main benefit of Halfway for couples?

Halfway's primary benefit is its income-based expense splitting, which ensures that financial contributions to shared expenses are proportional to each partner's income, making budgeting fairer for couples with different salaries.

How does Halfway handle security?

Halfway uses bank-level 256-bit encryption and is powered by Plaid, a trusted service for financial data aggregation. The app only has read-only access to your accounts and never stores your credentials or sells your data.

Can I keep some spending private with Halfway?

Yes, Halfway allows for personal finance privacy. You can track individual purchases separately from shared household expenses, ensuring your partner cannot see your personal spending unless you choose to share it.

Does Halfway have ads?

No, Halfway is a premium app with zero ads. The developers state that they do not profit from selling user financial data to advertisers, offering a private and secure budgeting experience.

What is the pricing for Halfway?

Halfway is free to start with full budgeting features. An upgrade is available for automatic bank sync, suggesting a freemium model where core functionality is free and advanced features may require payment.

How often is Halfway updated?

The latest version of Halfway is 2.6, and it was last updated on March 27, 2026. This indicates a relatively active development cycle for the application.

What devices does Halfway support?

Halfway is available for iPhone, iPad, and iPod devices, making it accessible to users within the Apple ecosystem.

What is the age rating for Halfway?

Halfway has an age rating of 17+, which is common for finance and productivity applications that may involve sensitive financial data and complex features.