Couples Budgeting: Halfway

Couples Budgeting: Halfway

Split fairly based on income

14 ratings
14 reviews
Free
In-App Purchases

Details

Released
January 10, 2026
Updated
October 30, 2026

Features

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About

Manage shared finances with your partner. Split expenses fairly based on income, keep personal spending private, and track household budgets together. See your financial picture and simplify bill payments.

✓Income-based expense splitting
✓Separate personal and shared budgets
✓Track who owes what
✓Bill and subscription organization
✓Net worth tracking
✓Monthly financial reports
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What's New in Couples Budgeting

24.0.17

October 30, 2026

This update makes Halfway more accurate, clearer and fully at home in Spanish and French. Reports: tap a category to see what you spent in that period, every transaction, refunds shown as refunds, and a budget for the same months. Budgets: a redesigned Edit Budget. Money carried over from last month now counts in what’s left. Goals: see how much you can withdraw or still owe before you tap, and delete an entry right from the goal. Recurring: twice-a-month bills now start on the right date. Review: no more “All caught up” while transactions are still waiting. Settle up: your country’s payment app is now one tap away, including Interac, Bizum, MB Way, Tikkie, Swish, Vipps MobilePay, TWINT, BLIK and Pix. Spanish and French: hundreds of screens, category names and dates now fully translated. Plus clearer error messages, close buttons on longer forms and many small fixes.

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Subscriptions & In-App Purchases

Halfway Premium

Automated bank sync, billed monthly

$11.991 Month
How to cancel Couples Budgeting subscription ⁉️

User reviews

Great budgeting tool

makes tracking daily expenses quick and painless. the layout is intuitive, navigation is smooth, and it helps keep spending top of mind

Simple to track

Easy to split and bank connections make it so simple. UI is pretty good

Simple and effective

This is a good combo of splitwise and monarch. I’m able to do everything that was in monarch and keep balance track like splitwise. Love it

Totally Enjoying the App

Great app and has all the features you need for managing a budget and splitting transactions with your spouse or partner. Highly recommend the subscription the automated bank information works well and makes things easier.

Response from developer

Thank you so much for the kind words and for subscribing! Really glad the bank sync is making things easier, that was one of the features we most wanted to get right. Appreciate you taking the time to leave this. Happy Budgeting!

Switched from Monarch and haven't looked back

We tried Monarch for about six months. Great app but it treated us like one financial unit. Everything was shared, everything was visible, and we kept arguing about who spent what on personal stuff. We earn different amounts too so the whole thing felt off from the start.
Halfway is different. Shared expenses are tracked together, personal spending stays private. The split adjusts based on what we each earn so I'm not overpaying relative to my income anymore. Settlement screen tells us exactly who owes what at the end of the month. No spreadsheet, no calculator, no argument. Free to start which was the other thing. Monarch is $99 a year. Halfway costs nothing until you want bank sync.
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FAQ

How does Halfway split expenses?

Halfway allows you to split expenses based on income, 50/50, or a custom ratio. You can set different rules for different expenses, ensuring fairness for both partners.

Can I keep my personal spending private in Halfway?

Yes, Halfway enables you to manage shared household expenses together while keeping your individual spending private from your partner.

What are the benefits of Halfway Premium?

Halfway Premium offers automatic bank sync via Plaid, an AI financial assistant named Penny, 1:1 sessions with a financial advisor, and advanced insights.

How much does Halfway Premium cost?

Halfway Premium is available for $11.99 per month or $89.99 per year. You can cancel your subscription at any time.

Is Halfway secure for my financial data?

Yes, Halfway prioritizes data privacy with no ads and no selling of your data. Bank connections through Plaid are read-only, meaning the app can view transactions but cannot move your money.

What devices is Halfway available on?

Halfway is available on iPhone, iPad, and iPod devices.

How often is Halfway updated?

The latest version of Halfway is 24.0.17, and it was last updated on October 30, 2026, indicating regular updates.

Does Halfway have ads?

No, Halfway is ad-free. The app explicitly states 'No ads. No selling your data.'