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Cove - Gamified Finance

Cove - Gamified Finance

The fun finance app

168 ratings
32 reviews
With Ads
🎮 Games
💰 Finance
🎈 Casual
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • August 25, 2022
  • June 10, 2026

Developer

Eden Financial Technologies Incorporated
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Cove - Gamified Finance screenshot #9 for iPhone
🧾$0.99 - $99.99
In-App Purchase↘︎
⭐32
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📝2+ tags
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❓5 answered
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About

Transform saving and investing into a fun, visual experience. Build and customize your own island, stash savings, and invest with guided insights. Earn APY on your savings and enjoy a rewarding financial journey.

✓Gamified saving and investing
✓Build and customize a virtual island
✓Earn 3.30% APY on savings
✓Beginner-friendly investment tools
✓Personalized stock insights
✓FDIC and SIPC insured funds
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What's New in Cove

7.7.9

June 10, 2026

New Space Sector ETF Fences and Walls Day and Night Cycles New Decoration Lighting Banana Dome Farm

More

Subscription plans

Cove Premium

Get the most out of your Cove account

$9.991 Month
1 Month trial
How to cancel Cove subscription ⁉️
2

In-App Purchases

$2.99

30 Banana Bread

Food for your banana harvesters!

User reviews

Most RecentHighest RatedLowest Rated

Can’t open app

I signed up and gave all my info, but I can’t get back the loading screen. Now I’m worried that this app is spyware or used for data collection. I just wanted to rewrite my brain to have good money habits…
InvaderxinInvaderxin

Response from developer

Hi there! Sorry to hear about the loading issue. Please reach out to us at support@usecove.com or to me directly david@usecove.com so we can figure out why that is happening for you and get it fixed. Thanks - David, cofounder and CEO

Awesome support

The support staff is very fast to respond and very descriptive with any instructions to avoid confusion! Love the idea of this app as I’m a compulsive spender and this gives me something to “buy” while I’m actually saving!
Jeb710Jeb710

Can’t do anything with the app yet.

~~~~~

Workin with some issues. Creators are helpful. They do respond.
Mikey d 1992Mikey d 1992

Response from developer

Hi Mikey, thanks for your interest in Cove! My cofounder has reached out to you to help with your identity verification questions - unfortunately there is nothing we can do from our end to push accounts through review without proper ID verification for legal reasons, I'm sure you can understand. We are here to help however we can and hope to see you building out your island soon :) - David

Can’t do anything with the app.

I figured this would be a fun way to save money. My account has been in review for the whole time I’ve had the thing and I’ve emailed support twice. I just wanna save some money and have fun doing it.
Mikey d 1992Mikey d 1992

Response from developer

Hi Mikey, thanks for your interest in Cove! My cofounder has reached out to you to help with your identity verification questions - unfortunately there is nothing we can do from our end to push accounts through review without proper ID verification for legal reasons, I'm sure you can understand. We are here to help however we can and hope to see you building out your island soon :) - David

Fun, but…

I love the app, makes saving and investing fun. The only thing I dislike is how long it takes for the money to deposit into your account. Sometimes it takes 2-3 days for it to deposit.
kaoadkskaoadks

Response from developer

Hi Kaoadks! So glad you are enjoying the app. We understand the frustration with ACH processing times (and I agree, it's annoying how long it takes to move money in general). We've tried to make this as seamless as possible allowing Stashes from your pending deposits, but investments can't be made until the funds settle which I assume is what you're referring to. Would love to chat more about this and hear your ideas/specific pain points - we are all active in Discord or feel free to email me directly david@usecove.com.

See 27 more reviews

FAQ

What does Cove do?

Cove transforms saving and investing into a fun, visual, and rewarding experience. Users build and customize a virtual island, stash savings, and invest with guided insights. The app aims to make financial management less stressful and more enjoyable.

What are the key features of Cove?

Key features include gamified saving and investing, the ability to build and customize a virtual island, earning a base APY of 3.30% on savings, beginner-friendly investment tools with personalized stock insights, and protection for funds through FDIC and SIPC insurance.

How much does Cove cost?

The app is free to download and use, with in-app purchases available for premium features. A small 0.8% annual fee applies only to invested assets. Cove Premium offers additional benefits like a higher APY tier and waived advisory fees.

Is my money safe with Cove?

Yes, your cash is protected with FDIC insurance up to $1 million, and your investments are SIPC insured up to $500,000. Uninvested cash is swept to FDIC-insured program banks. FDIC insurance does not cover securities or other investments.

Who is Cove for?

Cove is designed for individuals who want to make managing their finances more engaging and less intimidating. It's particularly suited for those new to saving and investing, or anyone looking for a more enjoyable alternative to traditional financial tools.