
Free
About
Covered helps your household avoid overdrafts.
Every week, Covered sets aside what's due before your next payday — rent, bills, credit card minimums, amounts that vary — and shows what's actually left to spend. If an account won't cover a payment, you see it before it happens.
WHAT IT DOES
• Sets aside each bill until it's paid, so "available" really means available
• Credit card minimums and statement balances, paid from the account you choose
• Bills whose amount varies, like electricity
• Paydays and other income, with their own rhythm
• A calendar of what's coming
• A daily reminder when a payment won't go through, a due date has passed or your balances need checking
• Built for two: optional iCloud sync keeps your household's iPhones in step
PRIVATE BY DESIGN
• No bank connection: you enter your balances yourself
• No account, no sign-up, no ads, no tracking
• Your data stays on your device (and in your own iCloud if you turn sync on)
• Optional Face ID lock
Covered is not a budgeting app. No envelopes, no categories to maintain — just a clear answer to "can we spend this before payday?"
Available in English and French.
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What's New in Covered
1.0.1
October 20, 2026





