Understand how your credit card balances are reported to improve your credit profile. Get alerts for optimal payment timing and track your utilization across all cards to build better credit habits without changing your spending.
Bug Fixes
April 23, 2026
Bug Fixes
Influencer
Crdit helps users understand and manage their credit utilization by showing when balances are reported. It provides alerts for optimal payment timing and tracks utilization across all cards to help build better credit habits.
Crdit uses secure connections through Plaid to link to your financial accounts. This integration allows the app to access the necessary data for tracking your credit card balances and reporting cycles.
No, Crdit does not provide financial advice or guarantee credit score changes. Results vary based on individual credit behavior and reporting cycles. The app focuses on providing education-first, timing-based insights.
Crdit offers a monthly subscription for $7.99/month and an annual subscription for $59.99/year. Both plans include a 1-month free trial. Access to features requires a subscription.
You can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. Auto-renewal can be turned off at least 24 hours before the end of the current period.
Crdit is supported on iPhone, iPad, and iPod. It is designed for Apple devices and requires iOS.
The latest version of Crdit is 1.0.9, and it was last updated on March 8, 2026. Updates typically include improvements to functionality and security.
Crdit has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, though its primary audience is adults managing credit.