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Credex

Credex

by Credex IFN SA

0 ratings
15 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

Released
July 15, 2021
Updated
November 16, 2022

Developer

Credex IFN SA
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About

This app offers transparent, fast, and accessible financial solutions for Romanian citizens aged 18-75. Borrow from 300 to 50,000 lei with fixed annual interest rates starting at 9.99% and flexible repayment terms.

✓Loan amounts from 300 to 50,000 lei
✓Fixed annual interest rates from 9.99%
✓Flexible repayment terms (61 days to 59 months)
✓No down payment or collateral required
✓Accepts various income types (salaries, pensions, PFA)
✓Transparent financial solutions
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What's New in Credex

1.13.0

November 16, 2022

Actualizare SDK proces identificare la distanta Clienti.

User reviews

Most RecentHighest RatedLowest Rated

Slabă aplicația

Foarte slabă aplicația, multe erori/bug-uri spre exemplu, eu nu am putut să îmi plătesc rata, deoarece când ies din aplicație se resetează tot și consideră ca e prima dată când intru…
BBabiDRL

Slab

Nu merge sa plătești rata.
MMark1918172

O gluma de aplicatie 🤦‍♂️

Valoarea ratei apare cu zero , desi am de platit . Acum va trebui sa merg sa platesc cash de fiecare data ???? O pierdere de timp cu aceasta aplicatie. Cautati pe cineva care sa o faca sa functioneze corect
Bbdjiabvxuwjnz

problema

te scoate din aplicatie cand sa faci poza la buletin!
Eerroare2

Iese din aplicatie la punerea buletinului!

Iese din aplicatie cand iti cere buletinul!!!!!
IIonut23333
See 10 more reviews

FAQ

What is the maximum loan amount Credex offers?

Credex offers loan amounts from 300 lei up to 50,000 lei. The maximum Annual Percentage Rate (APR) for a 59-month term is 35.32%.

What are the interest rates for loans from Credex?

Credex provides fixed annual interest rates starting from 9.99% per year for the entire financing period. For example, a 50,000 lei loan over 59 months with a 30% fixed annual interest rate results in a monthly payment of 1,649.11 lei.

What is the repayment period for Credex loans?

You can choose a financing term for a period between 61 days and 59 months. The total amount repaid includes the principal, a file analysis fee, a monthly administration fee, and interest.

Does Credex require a down payment or collateral for loans?

No, Credex does not require an advance payment or collateral for its loans. They accept a wide range of income sources, including salaries, pensions, and income from PFA.

Is my personal data secure with Credex?

Yes, your personal data is kept completely secure. Credex IFN S.A. has a privacy policy that can be consulted at https://credex-ifn.ro/politica-de-confidentialitate-app-mob/.

What types of income does Credex accept?

Credex accepts a variety of income sources, including salaries, pensions, and income from PFA (Persoană Fizică Autorizată). This makes their financing accessible to a broad range of individuals.

What is the age range for Credex loan applicants?

To be eligible for financing, you must be a Romanian citizen between 18 and 75 years old at the maturity of the credit. This ensures that applicants are within a suitable age bracket for the loan terms.