Credicost

Note: - No ads, no in-app purchases. - No internet connection required, no data is collected or shared with third parties. Main Features: The app allows you to run a personalized simulation by entering the following information: - Simulation name - Loan category - Application fees - Simulation type with amount, rate, term, or monthly payment - Annual interest rate of borrower's insurance - Possible early repayments (amount, timing, and choice between reduced term or lower monthly payments) - Changes to monthly payments during the loan - Penalties applied in the event of early repayment (partial or total) - Indication of the inclusion of penalty fees in early repayments The simulator automatically calculates the total loan amount, monthly payments, total interest paid, as well as a detailed amortization table and explanatory graphs. If you enter early repayments or monthly payment changes, the application also calculates the impact of these changes on the term and total cost of the loan. Manage simulations: You can save, copy, modify, delete, export to PDF, share, and organize your simulations according to your needs.