Credify: AI Card Perk Tracker

Credify: AI Card Perk Tracker

Unlock your card's value

13 ratings
9 reviews
Free

Details

  • Released
  • Updated
  • July 24, 2025
  • June 12, 2026

Features

Credify: AI Card Perk Tracker screenshot #1 for iPhone
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Credify: AI Card Perk Tracker screenshot #9 for iPhone
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About

This app helps you track and redeem credit card perks without linking sensitive financial information. It provides a unified dashboard, smart reminders for expiring benefits, and insights to maximize your return on investment.

Unified dashboard of credit card benefits
Smart reminders for expiring perks
One-tap redemption via deep links
Track return on investment (ROI)
Privacy-first, no bank linking required
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What's New in Credify

1.2.0

June 12, 2026

What's New in Version 1.2.0 2026 Benefits Refresh Amex Platinum added $1,020/yr in new credits — Resy Dining ($400), Uber One ($120), Lululemon ($300), and Oura Ring ($200). All tracked automatically. Chase Sapphire Reserve now includes the $300 travel credit and a new $250 Select Hotel credit for 2026. CLEAR Plus updated to $209 across all cards. Insights See exactly what you've earned — and what you're still leaving behind. Interactive charts, monthly redemption breakdowns, and performance badges show your real ROI at a glance. Achievements 10 tiers from First Steps to Legendary Master. ROI milestones, quick wins, and a personal stats dashboard now live in your profile. Smarter Notifications Reminders before credits expire, not after. Guided setup in onboarding — or re-enable anytime from settings. Swipe to Redeem Half-swipe to log. Full-swipe to instantly redeem with haptic feedback — now feels native, just like iOS Messages. Saks Fifth Avenue credit disappears June 30. You have $50. Don't donate it back to Amex. Fixes: filter scrolling, animation crashes, login errors, and accessibility improvements.

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User reviews

Incredible value unlocked

This app helped me unlock hundreds of dollars across my various credit cards

Has great tips

This app compiles everything about my credit card perks in one place and allows me to easily see what I’m forgetting about. I no longer have to search online when I forget what perks my cards have. I especially like how each perk has a “pro tip” for utilizing in the most advantageous manner. Can’t wait to see what updates come next!
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Awesome Sauce

whoever invented this app must be a genius

Easy and helpful, would recommend!!

Surprisingly intuitive and helpful to use! Used to be too lazy to check or even understand my card perks but credify eliminates the hassle. Auto-redemption feature is the big cherry on top, only had to set it up once and I was set for auto-redeeming monthly perks like streaming credits. Would recommend especially for busy people like me!!
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Monthly Perks on Autopilot

I have several monthly streaming credits and used to forget them constantly. The "set and forget" auto-redemption feature is a lifesaver. I set it up once and now the app handles everything automatically. Perfect for anyone who wants to automate their savings.

FAQ

What is Credify?

Credify is a finance app designed to help users track and redeem their credit card perks. It offers a unified dashboard, smart reminders, and ROI tracking to ensure users maximize the value of their card benefits.

How does Credify ensure privacy?

Credify is a privacy-first company and does not require users to link bank accounts or enter sensitive credit card details. Users simply input the cards they have, and the platform manages the rest.

Can Credify help me redeem my perks?

Yes, Credify features a one-tap redemption process that deep-links directly to merchant apps and websites. This allows for quick redemption and tracking of your benefits.

Does Credify track my return on investment?

Yes, Credify visualizes your progress towards breaking even on your cards' annual fees. It shows you the real-time value you've redeemed, helping you understand your ROI.

What devices does Credify support?

Credify is currently supported on iPhone and iPod devices, as indicated by the platform data.

How often is Credify updated?

The latest version of Credify is 1.1, and it was last updated on July 25, 2025. This suggests a recent and active development cycle.

Is Credify free to use?

Yes, Credify is available for free. The provided data indicates a 'Free' price point and no in-app purchases or ads.

What is the age rating for Credify?

Credify has an age rating of 4+, making it suitable for a wide range of users interested in managing their credit card benefits.