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Credit Card AI

Credit Card AI

No Bank Login • Detect Subs

2 ratings
2 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 28, 2025
  • February 18, 2026

Features

Developer

Benedict Chin
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About

This app analyzes your credit card statements to identify unauthorized charges, forgotten subscriptions, and hidden fees without requiring bank login credentials. It provides a clear breakdown of your spending, helping you save money and detect potential fraud.

✓No bank login required
✓AI-powered expense auditing
✓Subscription identification
✓Hidden fee detection
✓Renewal alerts
✓Automated budgeting
✓Fraud detection
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What's New in Credit Card AI

1.71

February 18, 2026

- Catch money leaks instantly: Find forgotten subscriptions, hidden fees, billing errors, and suspicious charges. - No bank login needed: Zero passwords, no Plaid, no linking accounts — safer and more private. - Fast, effortless scan: Audit months of transactions in seconds (no spreadsheets, no manual entry). - Turn statements into action: Clear, organized list of what to cancel, dispute, or watch. - Stay ahead of renewals: Get reminders before subscriptions charge again (for the ones you mark). - Works across cards: Combine insights from multiple credit cards in one view.

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Subscription plans

Monthly Plan

Monthly subscription to access to AI features

$4.991 Month
How to cancel Credit Card AI subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Great cancel subscriptions manager

I uploaded my credit card statement and found subscriptions I forgot I was still paying for, which ended up saving me about $1,200 per year. The app made it really easy to cancel subscriptions I wasn’t using anymore, and I liked being able to set reminders so I didn’t forget again. The breakdown was clear, and I appreciated not having to link my bank account. Definitely useful if you want to stay on top of recurring charges.
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LiamGarcia95LiamGarcia95

Automate credit card statement checking

I used to manually go through my credit card statements to look for hidden fees, but this saves me so much time. The 'share' feature works perfectly—no need to download files or mess around with imports. It automatically flagged a fee I would have missed. Great AI tool
VictorHuegoVictorHuego

FAQ

How does Credit Card AI protect my financial data?

Credit Card AI prioritizes your privacy by not requiring bank logins or using services like Plaid. Your statements are shared directly from your banking app to a secure scanner, ensuring no sensitive credentials are ever requested or stored.

What types of charges can Credit Card AI detect?

Credit Card AI is designed to find unauthorized charges, forgotten subscriptions, sneaky fees, billing errors, and suspicious transactions that don't match your spending history. It helps you identify money you might be losing unknowingly.

Does Credit Card AI work with all credit card providers?

Yes, Credit Card AI is designed to be universal and works with statements from all major credit card providers. You can share your statement directly from your banking app.

What are the subscription options for Credit Card AI?

Credit Card AI offers a Monthly Plan for $4.99 and an Annual subscription for $29.99. These plans provide access to premium features for ongoing financial management.

How often is Credit Card AI updated?

The latest version of Credit Card AI is 1.71, and it was last updated on February 18, 2026. This indicates regular updates to improve functionality and security.

What devices is Credit Card AI available on?

Credit Card AI is available on both iPhone and iPad, making it accessible for users within the Apple ecosystem.

What is the age rating for Credit Card AI?

Credit Card AI has an age rating of 4+, meaning it is suitable for users of all ages to manage their finances.

What do users like most about Credit Card AI?

Based on its 5.0-star rating from 2 reviews, users likely appreciate the app's privacy-focused approach, its ability to quickly audit statements without logins, and its effectiveness in identifying hidden costs and subscriptions.