Cxbolt Payment Gateway

Cxbolt is a payment account and back office for contractors and trade businesses, built to run from your phone between jobs. Quote the work, bill it, and take the payment without switching apps or waiting until you are back at a desk. GET PAID Build an estimate on site with line items, taxes, a discount, and a deposit request. Send it, and your customer can review and accept it from their phone, sign it, and pay the deposit on the spot. Turn an accepted estimate into an invoice in one tap. Nothing is retyped. Send a payment link by text or email, or show a QR code and let your customer pay from their own phone. Track which links have been opened, which have been paid, and which are about to expire. Set up recurring billing for maintenance plans and service agreements. Monthly, quarterly, or annual, with automatic retries when a card fails. TAKE PAYMENTS Accept contactless cards, Apple Pay, and Google Pay with Tap to Pay on iPhone. No extra hardware. Key a card in by hand for phone orders, or charge a customer's saved card on file. Send an amount to a countertop terminal when you are back at the shop. Refund or void a transaction from the phone, with the correct action offered for each transaction's status. RUN THE BUSINESS See what needs your attention the moment you open the app: an overdue invoice, a failed recurring payment, a dispute deadline. Watch your volume by day, week, month, or quarter, broken down by how customers actually paid. Search and filter every transaction, and open any one of them for the full record. Keep a customer list with total spend, saved payment methods, and a flag on anyone running late. See what you are owed and how late it is, grouped by age, so you know who to call first. Read your statements and payouts, and know when money lands in your bank. Keep a product and service list with prices, and ring up a walk-in sale on a simple register. Track your own work with tasks, due dates, and subtasks, and get a weekly summary of what came in and what needs chasing. Add your crew with roles and permissions, so an office manager and a technician see what they should and nothing more. Put your own logo and colour on the receipts and invoices your customers receive. PRICING YOU CAN READ Card present, in person: 2.45% plus 15 cents. Phone and keyed orders: 2.95% plus 20 cents. Keyed without CVV and address verification: 3.50% plus 20 cents. Processing rates only. No monthly fee, no setup fee, no contract, and no early termination fee. If you are working with a Cxbolt agent, your code loads the pricing they built for you, itemised line by line, before you fill anything in. What you review is what you sign. OPENING AN ACCOUNT Apply from your phone in about five minutes. Photograph your licence and we read the details off it. Upload a recent processing statement and we read the volume off that. Your progress saves as you go, so you can stop and pick it up later, or finish on a desktop. Sign your agreement in the app with a drawn or typed signature and get a countersigned copy you can keep. Once you are approved, a boarding checklist walks you through verifying your bank account, tracking your reader shipment, and taking your first payment. A specialist is named and reachable the whole way. SECURITY Face ID sign-in, two-factor authentication, and role-based access for your team. Card data is encrypted end to end, and your account details are never shown in full. SUPPORT Open a ticket from inside the app and follow the thread. If an agent set up your account, they stay reachable alongside our support team.