D BANK - Money Ledger

D BANK keeps one question in focus: who owes you, how much is still out, and how much is coming back. FOUR NUMBERS THAT NEVER BLUR TOGETHER - Lent Total — the money still out (Provided) - Total Extra — the extra you are owed on top of it - Next Extra — the extra included in the next collection - This Month — what is scheduled to land this month Provided and Extra are never silently added together. Tap + when you want the combined figure. RECORD IT THE WAY YOU LEND IT - Lump sum or installments (count, interval, and per-installment date shifts) - Extra as a percentage, a fixed amount, or none at all - Extra-only lendings, where the principal stays out on loan - Next due date by "the 10th and 25th of every month" (up to four days) or "N days after lending" - Log a repayment as extra received, as a reduction of what you lent, or split across both NOTHING SLIPS - Reminders before, on, and after the due date (only if you turn them on) - A calendar of what you are due to collect - Overdue and due-soon lendings surface at the top of the home screen - Everything grouped by person, with a total and a status at a glance BUILT ON THE ASSUMPTION THAT THIS IS PRIVATE - Fully offline: the app itself never connects to any server, and there is no account to create (only Apple handles the purchase check) - Your records stay on the device. No analytics, no ads, nothing sent anywhere - Lock the app with Face ID or Touch ID, blur amounts, and press and hold to hide a lending you would rather not show - Export and import your data at any time, free PRICING - Free for up to 3 lendings - A one-time purchase removes the limit and unlocks 10 more backgrounds and 20 text colors (2 backgrounds are free) - Whatever you have already recorded stays fully readable, editable and exportable, purchase or not PLEASE NOTE This is a record-keeping tool. It does not move money, arrange loans, run credit checks, or give legal or investment advice. Lending money may be regulated where you live; use it within the law.