About
This app helps users build a credit history and score by reporting their existing payments for rent, utilities, and remittances. It verifies these payments, allowing users to access personal loans and share their financial profile securely.
What's New in DataCred
2.5
October 20, 2026
• Cashea ahora suma más: sube capturas de tu app de Cashea y leemos tus compras pagadas, tus cuotas, tu nivel y tus puntos para subir tu puntaje. • Nueva pestaña Puntaje: todo sobre tu puntaje y tu historial en un solo lugar, con palabras más claras. • "Sube tu puntaje": nuevo nombre para el plan que te ayuda a hacer crecer tu puntaje cada mes. • Bienvenida más corta y directa. • Textos más claros en toda la app y en tu reporte DataCred.
MoreFAQ
Does DataCred have ads?
DataCred is free to use and does not contain advertisements, allowing for an uninterrupted user experience focused on financial management.
How does DataCred verify payments?
Users upload proof of payment for services like rent, utilities, or remittances. DataCred then verifies these documents to confirm the payment and update the user's credit profile.
What kind of loans can I get with DataCred?
DataCred offers personal loans with a fixed annual interest rate of 10%. Each payment made towards these loans also contributes to building your credit history.
Can I control who sees my financial information?
Yes, DataCred allows you to control access to your financial profile. You receive notifications for any viewing requests and can approve or reject them, and you can freeze your information at any time.
How often is DataCred updated?
The app was last updated on October 13, 2026, with version 2.4. This indicates a commitment to ongoing development and improvements.
What devices does DataCred support?
DataCred is available on iPhone and iPad devices, catering to users within the Apple ecosystem.
Is DataCred a government-backed credit bureau?
No, DataCred is a private and independent platform for financial information and reputation. It is not an official state registry or bureau.
What is the age rating for DataCred?
DataCred has an age rating of 17+, suggesting it is intended for mature users due to its financial nature and potential loan features.
