Debt Payoff · Snowball Plan

See the exact month you will be debt free — and get there faster. Debt Payoff turns your pile of credit cards, auto loans, and student loans into one clear plan. No account. No ads. Your financial data never leaves your device. PICK YOUR STRATEGY • Avalanche: attack the highest APR first — pays the least interest • Snowball: clear the smallest balance first — fastest wins to keep you going • Side-by-side comparison: months, total interest, and savings for both TRACK EVERY PAYMENT • Log any payment, any amount — extras are always free • Watch each balance drop with live progress bars • Snowball rollover: when one debt clears, its payment attacks the next one • Paid-off debts go to your trophy shelf MONEY NUMBERS THAT MOTIVATE • Total paid, remaining, and interest saved vs minimum payments • Warning if a minimum payment is below monthly interest (never-payoff trap) WHAT-IF SIMULATOR (Pro) • Add $100/mo and instantly see months sooner and interest saved • Model bonuses, tax refunds, and lump sums before you commit FREE VS PRO Free: up to 3 debts, both strategies, full payment tracking, widgets. Pro (one-time purchase, yours forever): unlimited debts, what-if simulator, CSV export, Family Sharing. Every number is a transparent monthly-compounding estimate you can verify month by month.