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Debt Strategy

Debt Strategy

by Anishu, Inc.

16 ratings
36 reviews
🌟 Lifestyle
💰 Finance

Archived App (Last seen on 25 Feb 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • April 19, 2011
  • January 28, 2015

Features

Developer

Anishu, Inc.
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iphone
ipad
⭐36
Reviews↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps you create and execute a personalized plan to pay off your debts faster. Analyze different payoff strategies and extra payment amounts to see how much time and interest you can save. Track your progress with visual charts and monthly schedules.

✓Identify best payoff strategy
✓Track and pay off debts
✓Analyze extra payment impact
✓Graphical debt payoff view
✓Monthly payment schedules
✓Payment reminders
✓Customizable currency
Show original description

What's New in Debt Strategy

1.5.2

January 28, 2015

This app has been updated by Apple to display the Apple Watch app icon. Support 0% interest rate debts

More

User reviews

Most RecentHighest RatedLowest Rated

No way to add recurring payments

So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.
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mmk32085mmk32085

Weekly payments

Unless if I can’t add extra payments to loans. Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle
trichardson621608trichardson621608

App no longer works

Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.
Swimmer-BearSwimmer-Bear

Great App

I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.
mjchapmjchap

No longer works with IOS 12

Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.
FencrduelFencrduel
See 31 more reviews

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FAQ

What does Debt Strategy do?

Debt Strategy helps you find the most efficient way to pay off your debts quickly. It allows you to enter your debts, analyze various payoff strategies like minimum payments, lowest balance first, or highest interest rate first, and track your progress towards becoming debt-free.

What are the key features of Debt Strategy?

Key features include the ability to enter and track debts, identify the best payoff strategy through 'what-if' analysis with different extra payment amounts, view debt payoff progress graphically, receive monthly payment schedules, and get payment reminders.

Is Debt Strategy free to use?

Yes, based on the provided information, Debt Strategy is available for free. There are no indications of in-app purchases or advertisements within the application.

How does Debt Strategy help save money on interest?

By analyzing different payoff strategies and allowing you to simulate extra payments, the app helps you identify the fastest route to debt freedom. This accelerated payoff often results in paying significantly less total interest over the life of your loans.

Can I use Debt Strategy for different currencies?

Yes, the application provides the ability to override the home currency, allowing you to manage and track your debts accurately regardless of the currency they are denominated in.