DebtWise

DebtWise turns the fog of several credit cards and loans into one finite project with an end date. You type what you owe — balance, interest rate, minimum payment, due day. Nothing is linked to your bank, so the numbers are yours and no login you did not want to give is ever asked for. From that, DebtWise projects every month forward and gives you the one thing a bank app never does: the actual date you are free. EVERYTHING IN ONE VIEW Total owed, how much you have already cleared, your weighted average interest rate, and what is due next — in the ten seconds you have in a car park. A PLAN WITH A DATE ON IT A month-by-month payoff projection to zero, drawn as a curve you can watch fall. See how many months and how much interest one extra payment would save, before you commit to it. PAYMENTS, LOGGED IN SECONDS Log a payment and the balance drops, your history grows and your monthly streak builds. Set how many days of warning you want and DebtWise reminds you on your device before each due day. PROGRESS YOU CAN SEE Milestones earned from real progress and a monthly payment streak. With Pro, a six-month trend of your total debt falling, credit-card utilization banded by health, and a breakdown of where your debt actually lives. WHAT IS FREE Tracking up to three debts, payment logging, reminders, your debt-free date, the payoff projection and the extra-payment what-if are free, for as long as you use the app. DEBTWISE PRO (optional subscription) - Unlimited debts - Avalanche and custom payoff order, plus a side-by-side strategy comparison - Balance trend, debt-type breakdown, card utilization and freedom goals Pro is $4.99/month or $29.99/year, each with a 7-day free trial for new subscribers. Payment is charged to your Apple ID at confirmation. A subscription renews automatically for the same price and period unless auto-renew is turned off at least 24 hours before the current period ends; manage or cancel it any time in your App Store settings. DebtWise is a private planning tool. It gives you estimates based on the figures you enter — it is not financial advice, and it does not connect to, read from, or move money in any account. Privacy Policy: https://a5ge6pc4ma.accountnotify.app/privacy Terms of Use (EULA): https://a5ge6pc4ma.accountnotify.app/terms