
DebtZero – Debt Payoff Planner
Pay Off Debt Faster & Smarter
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Archived App (Last seen on 23 Jul 2026)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
Debt Payoff helps you take control of your finances and build a clear plan to become debt free. Track all your debts
in one place, compare proven payoff strategies, and see exactly when you'll be free.
KEY FEATURES
Track Your Debts
Add all your debts with balances, interest rates, minimum payments, and due dates. Watch your progress with a visual
dashboard that shows how far you've come.
Smart Payoff Strategies
Compare Avalanche (highest interest first) and Snowball (smallest balance first) strategies side by side. See which
saves you the most money and time.
What-If Simulator
Curious what happens if you pay an extra $100 per month? The simulator shows you exactly how many months you'll save
and how much interest you'll avoid.
Budget Mode
Enter your monthly income and debt budget to get personalized payment allocations. See your debt-to-income ratio and
get recommendations based on industry benchmarks.
Payment Calendar
Never miss a due date. View all your upcoming payments on a monthly calendar with payment history tracking.
Milestones & Badges
Celebrate every win. Earn badges for your first payment, reaching 25%, 50%, and 75% milestones, maintaining payment
streaks, and finally becoming debt free.
Detailed Statistics
Charts, projections, category breakdowns, and payment history give you a complete picture of your financial progress.
Recurring Payments
Set up automatic payment logging so you never forget to track a monthly payment.
CSV Export
Export your debt summary and full payment history as CSV files for your records or financial advisor.
Terms of Use (EULA): https://www.vertomedia.co.za/terms-of-service
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What's New in DebtZero
1.2
June 12, 2026
A fresh new look — and more ways to go Pro. • Beautiful redesign: a cleaner, calmer interface with refined cards, smoother typography, and a more polished feel throughout. • New flexible Pro plans: choose Monthly, Yearly (with a 7-day free trial), or a one-time Lifetime unlock — whatever fits you. • Clearer upgrade screen that shows exactly what Pro can save you on your own debts. • Lots of small refinements and fixes to make tracking your payoff smoother.
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In-App Purchases
$4.99
DebtZero Pro
Unlock all features forever with a single purchase.




