Defensive Drivers Discount

WHY TAKE THE COURSE - Get up to a 10% reduction on your auto insurance liability and collision premiums for 3 years. - Have up to 4 qualifying points reduced from your New York driving record. - Your completion is reported directly to the NY DMV. - Retake the course every 3 years to keep your discount. We'll send you a reminder. LEARN ON YOUR SCHEDULE - 100% online—no classroom required. - Start, pause, and resume anytime within 30 days. - You can easily pick up where you left off. HOW IT WORKS 1. Create your account and enroll in the course. 2. Verify your identity with Biometrics and security questions, as required by the NY DMV for online courses. 3. Complete the lessons and timed quizzes. 4. We notify the DMV and provide you with a completion certificate to submit to your insurance company. Even with a perfect driving record, you can take the course to lower your insurance costs. You can retake it every 3 years to maintain the discount for life.