DelDebt: Debt Payoff Planner

DelDebt turns a pile of debts into a clear payoff plan: a debt-free date, total interest, and exactly how much every extra dollar saves. FIVE PAYOFF METHODS Snowball (smallest balance first), avalanche (highest APR first), blizzard, cash flow and your own custom order. DelDebt computes them all on your numbers and shows the interest difference - switch in one tap. THE DEBT MOUNTAIN Your whole plan on one interactive chart: each debt is a colored layer that melts away month by month. Drag across it to see any month - payment, remaining balance, and the debts that close. PAYMENT REMINDERS THAT RESPECT WEEKENDS Set a due day for each debt and DelDebt shifts reminders to the last business day before it. Export all payments to your calendar (.ics) with built-in alerts. TRACK YOUR PROGRESS Log payments, watch progress bars fill, keep a month streak going, and see your payment history by month. PRIVATE BY DESIGN No signup needed and no ads: the whole plan works on your device alone. An optional account adds two things - your debts sync across your devices, and AI tips look at your numbers. Debt names never leave your device: the model sees "Debt 1", "Debt 2" and the amounts, nothing else. We never sell your data. AI TIPS (PLUS) Your numbers, read out loud: what is worth refinancing, which minimum payment is a trap, where to send a bonus, what to close early. The calculator does the math - the model only explains. One tip set per month is free; Plus removes the limit. This is a calculator and planner, not financial advice. Plus subscription • "Plus, 1 month" — 1 month • "Plus, 1 year" — 1 year Subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the period. Payment is charged to your Apple ID on purchase confirmation. You can manage and cancel renewal in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://deldebt.com/privacy