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Deserve Mobile

Deserve Mobile

Next generation credit

65 ratings
103 reviews
💰 Finance

Archived App (Last seen on 9 Dec 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • August 12, 2018
  • April 10, 2025

Features

Developer

Deserve Inc.
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Deserve Mobile screenshot #1 for iPhone
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Deserve Mobile screenshot #8 for iPhone
📌Ready
Reviews summary↘︎
⭐103
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your finances with ease. Access card numbers, add cards to your wallet with one tap, and view detailed transaction history. Gain insights into your spending habits with monthly reports and a streamlined rewards system.

✓Password-free login
✓In-app card numbers
✓One-button wallet addition
✓Detailed transaction history
✓Transaction grouping
✓Monthly spending insights
✓Streamlined rewards
Show original description

What users say

Summarized from real user reviews of Deserve Mobile. Based on 65 reviews and a 1.5/5 average, it highlights the 8 positives and 16 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use interface (for older versions)
  • 💳Good starter credit card for building credit
  • 🔔Real-time transaction notifications
  • ❄️Card freeze/unfreeze feature
  • 🌍No international fees
  • 💰Cash back rewards
  • 🤝Good customer service (historically)
  • 🆓Free credit score access (older versions)

Negative things

  • 🐛App crashes frequently when adding payment methods
  • 🐛App freezes and won't load data
  • 😤Confusing and non-intuitive UI design
  • ⚠️Inaccurate balance reporting
  • ⚠️Payments take 8-10 days to process
  • ⚠️Incorrect charges and unauthorized transactions
  • 🔐Security concerns and account access issues
  • 📱Poor app responsiveness and performance
  • 🚫Account closures without notice
  • 😞Terrible customer service responsiveness
  • 💸High APR rates
  • 🔄Payment amount changes after submission
  • 🚫No schedule payment option in new design
  • 📊Inaccurate credit bureau reporting
  • 🔑Login issues and authentication problems
  • 😤Removal of key features in app redesign
See all reviews

What's New in Deserve Mobile

1.5.4

April 10, 2025

Minor improvement

User reviews

Most RecentHighest RatedLowest Rated

Worst cc ever

They shut down their service without telling anyone… and then you try to pay off your card and it doesn’t show you the accurate amount owed.
JulieisawsometdhJulieisawsometdh

Terrible

So far the worst credit card I have used. Inaccurate balances and unnecessary charges and transactions shows up. Cleared by entire bill stills it shows credit to be paid for the next billing cycle.
SpedadaSpedada

Fraud credit card company

Terrible user experience
SaheelpatelSaheelpatel

Account Closed with No Notice

Why is this being closed???
Raynes44Raynes44

Terrible App. Terrible Support

Card was hacked while on vacation overseas. Provided documentation, pictures, timestamps, addresses showing I couldn’t have made the purchases. Won’t refund me and made me reach out multiple times just to tell me there was still nothing I could do. Will be using a different card from now on.
shkfkwnavfjshkfkwnavfj
See 98 more reviews

Developer apps

Deserve Cards
Deserve Cards

Apply & start using in 5 mins

💰 Finance

(27)

Free
See developer apps

User experience

🐞

Reported Bugs

20 issues

App crashes when adding bank accounts

Bug

App crashes when clicking 'more banks' option

Bug

Login button disabled

Bug

Birthday slider shows incorrect year (off by 1)

Bug

Cannot sign in after app update

Bug

Phone number verification error during login

Bug

App won't load after login (infinite loading)

Bug

Keyboard blocks verify button on login screen

Bug

App constantly logs out during multitasking

Bug

Transactions don't display or show as 'loading'

Bug

Payment amount changes after submission

Bug

Auto-pay setup fails with error message

Bug

Linked account information missing in payment screen

Bug

Recent transactions not visible

Bug

Available credit information unreliable

Bug

Email account changed without user action

Bug

App refresh causes blank screens while scrolling

Bug

Balance display shows error message instead of data

Bug

Plaid service integration broken

Bug

Cannot add card to Apple Wallet

Bug
✨

Requested Features

14 requests

Dark mode support

Feature

Virtual card option

Feature

Face ID unlock

Feature

Credit score checker in app

Feature

Schedule payment functionality

Feature

Better payment date selection

Feature

Mint app integration

Feature

Apple Wallet support

Feature

Email login option (not just phone)

Feature

Account nicknames/labels for linked accounts

Feature

Improved notifications system

Feature

More cash back and rewards options

Feature

Ability to increase credit limit

Feature

Better app performance optimization

Feature

FAQ

What does the Deserve Mobile app do?

The Deserve Mobile app is designed to provide a seamless financial experience for managing credit cards. It offers features like password-free login, in-app access to card numbers, and easy addition of cards to digital wallets. Users can also view detailed transaction information, group their spending, and gain insights into their monthly expenses.

What are the key features of the Deserve Mobile app?

Key features include password-free login using phone number and email with OTP verification, quick retrieval of card numbers directly within the app, and a one-button process for adding cards to your digital wallet. The app also provides comprehensive transaction details, transaction grouping for better management, monthly spending insights with easy categorization, and a streamlined rewards experience for earning and redeeming rewards.

Is the Deserve Mobile app free to use?

Based on the provided information, the Deserve Mobile app is available for free. There are no mentions of subscription fees, paid features, or in-app purchases, indicating a free service for users.

Who is the target audience for the Deserve Mobile app?

The Deserve Mobile app is specifically targeted towards students at U.S. colleges and universities. It aims to provide them with essential financial services and tools to manage their credit cards and spending effectively.

How does the app help with managing spending?

The app offers several features to help manage spending effectively. Users can view comprehensive transaction details, group their transactions for easier categorization, and access monthly spending insights. These insights, aided by easy category analysis, provide a holistic view of expenses, empowering users to understand and control their financial habits.