Best apps like Dial It: MoMo & USSD

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated September 2026

Whether you want more options like Dial It or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Dial It

Shwary#1

Shwary by Shwary

Funds transaction, low cost
Editor's Choice
πŸ’° Finance
5.0(2 ratings)
Free
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This platform simplifies payments for various needs, including utility bills and money transfers to friends and family. It offers a fast, safe, and reliable way to manage your transactions.

5.0(7 ratings)
FreeAds
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This app provides merchants and restaurants with a comprehensive payment solution. It streamlines billing, payments, and customer interactions with features like secure in-app payments, restaurant ordering support, and loyalty programs. It also offers direct invoicing and mobile money integration.

Save.#3

Save. by Exuus Ltd

Saving Group, Credit, Payment
Worth Considering
πŸ’° Finance
4.9(7 ratings)
Free
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Manage your finances with this all-in-one app. Send money instantly, track your financial health with AI-powered insights, and access micro-loans. Grow your money with personalized opportunities.

More apps like Dial It

4
Enoti App
Enoti App
Enoti App
Earn & Spend with Enoti
Free
πŸ’° Finance
(0)
5
Faranga – Fast Mobile Money
Faranga – Fast Mobile Money
Faranga – Fast Mobile Money
Send money, finance tracker
Free

Manage your finances effortlessly with this app. Send money securely via mobile money services, track expenses automatically, and gain insights with detailed reports. Set savings goals and budget smarter.

Send money via MTN MoMo and Airtel MoneyAutomated expense trackingInsightful financial reports
πŸ’° Finance
(189)
free with in-app purchases
6
Fondeka
Fondeka
Fondeka
We make payments easy & simpe
Free

Manage your finances with an all-in-one money app. Easily pay bills, use secure virtual cards for online shopping, and top up eSIMs. Collect and send payments via mobile money with real-time transaction alerts.

Bill paymentsSecure virtual cardseSIM top-ups
πŸ’° Finance
(1)
free
7
USSDplus: USSD Codes & SMS AI
USSDplus: USSD Codes & SMS AI
USSDplus: USSD Codes & SMS AI
AI SMS Analysis & USSD Manager
Free
πŸ’° Finance
(0)
8
GTWorld Rwanda
GTWorld Rwanda
GTWorld Rwanda
Smart Banking Made Easy
Free
πŸ’° Finance
(0)
9
KudiBooks
KudiBooks
KudiBooks
Accounting for Micro and SMEs
Free

This finance and accounting software simplifies business management for non-professionals. It allows users to record sales, expenses, inventory, and client/supplier transactions on the go. Generate essential reports like profit, inventory status, and balances.

Record sales and expensesManage inventoryTrack client deposits and withdrawals
πŸ’° Finance
(3)
free with in-app purchases
10
Dapay
Dapay
Dapay
Freedom to pay everywhere
Free
πŸ’° Finance
(0)