Digital Finance Assistant

Most finance tools tell you what happened. This one tells you what a decision will cost you before you make it. Enter the numbers a bank would use — amount, rate, days, fees — and see the result broken into its parts, not hidden inside one total. WHAT YOU CAN PRICE • Credit line / overdraft — what a revolving balance costs per day, and in total • Cash flow — which month the balance turns negative, and what covering that gap costs • Discounting a receivable — what actually lands in your account after every deduction • Instalment loan — the payment schedule, interest and total repayment • Compare offers — several bank quotes side by side, cheapest highlighted • Weighted average maturity — one maturity for a whole portfolio of receivables • Letter of guarantee — period commission and total cost • Term deposit — gross and net return HOW IT WORKS Every calculation shows its parts on separate lines. Interest, commission and any tax are never rolled into a single figure you cannot check. The calculation basis is printed under each result, so you can verify it against your own statement. Choose your currency — the maths is currency-independent. Region-specific taxes default to zero and can be typed in if your market applies them. Export any result to Excel or PDF. NO ACCOUNT NEEDED Every calculator works without signing up. An optional free account adds saved records, multi-company tracking and shared access. Free. No subscription. No credits.