Personal loan app
Direct Credit app is the best loan platform which solves any borrower’s credit needs and problems
Perfect Loan App
Good App for quick loans
Easy to use
The app felt very easy to use and loan integration was very smooth.
About
Discover and apply for personal loans from RBI-registered Banks and NBFCs in India. Compare offers, complete digital documentation, and track your application securely and paperlessly.
✓Apply for personal loans digitally
✓Check loan eligibility instantly
✓Compare loan offers
✓Secure document upload
✓Real-time application tracking
✓Paperless application process
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What's New in direct credit loan
1.0.0
June 10, 2026
User reviews
Developer apps
FAQ
What is the minimum and maximum loan amount offered through Direct Credit?
Direct Credit facilitates personal loans ranging from ₹1,00,000 to ₹2,00,00,000. The specific amount you can borrow will depend on your eligibility and the policies of the lending partner.
What is the repayment tenure for loans obtained via Direct Credit?
Loans facilitated through Direct Credit have a repayment tenure ranging from 12 to 84 months. This provides flexibility in managing your loan repayments.
What is the maximum Annual Percentage Rate (APR) for loans on Direct Credit?
The maximum APR for loans offered through Direct Credit is 36%. Actual interest rates and fees will vary based on the lending partner and your individual eligibility.
Does Direct Credit charge any processing fees?
Yes, processing fees for loans obtained through Direct Credit typically range from 1.5% to 4%. These fees are charged by the lending partner, not Direct Credit itself.
How does Direct Credit ensure the security of user data?
Direct Credit follows strict security and privacy practices, including industry-standard data security. User data is only shared with authorized lending partners for loan processing and verification.
Does Direct Credit access user contacts, call logs, or SMS data?
No, Direct Credit explicitly states that it does not access user contacts, call logs, or SMS data for lending decisions or marketing purposes.
Is Direct Credit available on Android devices?
Based on the provided data, Direct Credit is currently supported on iPhone devices. Information regarding Android availability is not specified.
How often is Direct Credit updated?
The application was last updated on June 10, 2026, with version 1.0.0. This indicates a recent release or update.