About
Manage your personal and business finances in Panama with this app. Track expenses, create budgets, calculate taxes like ISR and ITBMS, and share costs with family. Features an AI assistant for financial queries and secure data synchronization.
What's New in Efectivio
1.0.15
May 12, 2026
- Mejoras en el procesamiento de imagenes.
Developer apps
FAQ
Does Efectivio have ads?
Efectivio does not contain advertisements. The app is free to download and use, with an optional subscription for premium features.
What is the pricing for Efectivio Pro?
Efectivio Pro is an optional subscription that unlocks advanced features like unlimited AI assistance, advanced reports, and expanded family and business modes. Specific pricing details for the subscription are not provided in the app data.
How secure is my financial data with Efectivio?
Efectivio prioritizes security and privacy, stating that your data is yours and nothing is shared with third parties. It also features secure synchronization across your devices.
What tax calculations does Efectivio offer for Panama?
Efectivio includes calculators for ISR (Impuesto Sobre la Renta) with all deductions from Art. 709, and ITBMS (Impuesto de Transferencia de Bienes Muebles y Servicios) at 7%, 10%, and 15% rates, ready for Formulario 430.
Can Efectivio handle multiple bank accounts and payment methods?
Yes, Efectivio allows you to connect multiple bank accounts and payment methods, including Yappy, Nequi, ACH, cards, and cash, to view all your finances in one place.
How often is Efectivio updated?
The app was last updated on May 12, 2026, with version 1.0.15. This indicates a recent update, suggesting ongoing development and support.
What age rating does Efectivio have?
Efectivio has an age rating of 4+, making it suitable for a wide range of users. This rating is based on its content and features.
What devices does Efectivio support?
Efectivio is available for iPhone and iPod devices. Support for other platforms like Android is not specified in the provided data.
