Easily track your income and expenses with a built-in calculator and smart pickers. Automate transaction imports from Apple Wallet and gain clear financial insights through customizable charts and analytics. Organize your finances with custom accounts and categories.
2026.10.0
October 7, 2026
# Features - Account opening balances: give an account a starting balance and date, and its Balance will include it. - Transfers between accounts: move money from one account to another in a single entry. - Import transactions from notifications: a Shortcuts automation can send a payment notification to the app. The on-device model reads it and saves a transaction for you to review. (Requires iOS 27) - New "Every 2 weeks" repeat option for recurring transactions. - The app is now available in Italian, French, German, Spanish, Portuguese (Brazil), Hungarian, Hindi, Japanese, Korean, Chinese (Simplified and Traditional) and Arabic, as well as English. # Improvements - The account and category pickers now look like the Accounts and Categories tabs, including in report filters, and work better with large text sizes and VoiceOver. - Long-pressing a transaction row now shows a cleaner preview. # Fixes - Transaction lists showed at most 1,000 entries, so older ones went missing. The Transactions tab, account details and category details now show every transaction. - Recurring transactions on the 31st no longer stay on the 28th after February. They return to the end of each month, and Feb 29 comes back in leap years. - If saving a transaction fails, the form now stays open with what you entered and lets you try again, instead of closing as if the save had worked. - If a notification can't be read, it's kept for you to review instead of being lost. You can retry the import from the edit form. - Card, IBAN and reference numbers in imported notifications are hidden from the model, and amounts are no longer hidden by mistake. - Fixed a missing gridline in the chart widgets. - Fixed unconfirmed transaction rows being cut off in search results. - Fixed months written in lowercase in some languages, and dates now follow your language and region. - Amounts typed with a decimal point now work in regions that use a decimal comma.
MoreUnlock all features for 1 month
Track everyday spending in more languages
Oct 8, 2026 — Nov 8, 2026
Hi, thanks for the review! I’ve added your suggestion to the backlog. Update for version 2026.10.0: accounts now support setting an opening balance and transfers!
Effective Expenses can automatically import transactions from Apple Wallet using Shortcuts automations. Once set up, these transactions are detected and appear on the home tab for you to categorize and confirm.
Yes, you can create new accounts and categories in seconds. You can also customize them with colors and emojis to fit your style and exclude specific categories from analytics for a clearer view.
Effective Expenses provides simple and clear insights into your spending with easy-to-read charts on the home view and within each account or category. You can drill down to see how your spending changes over time and view monthly overviews.
No, Effective Expenses does not contain advertisements. The app is free to use with optional subscription plans for advanced features.
Effective Expenses offers a monthly subscription for $0.49/P1M and a yearly subscription for $4.99/P1Y, providing access to premium features and enhanced functionality.
Effective Expenses is currently supported on iPhone devices, allowing users to manage their finances on the go.
The latest version of Effective Expenses is 2026.4.0, and it was last updated on April 20, 2026. Updates typically bring new features and improvements.
Effective Expenses has an age rating of 4+, making it suitable for a wide range of users who want to manage their personal finances.
