Ektifai: Salary & Spending

Your salary arrives once, but spending happens throughout the month. Ektifai brings your salary, budgets, and expenses together so you can see where your money goes and what remains in your plan. Plan the month clearly • Give every expense its own monthly budget. • Compare actual and planned spending for each item and the whole month. • Organize recurring, unplanned, setup, one-time, and loan expenses. • See warnings when spending approaches or exceeds a budget. Offers and the season plan • An Offers tab: store offers for your coming season, matched to your spending. • Season plan: every season you've spent in before, with an amount to set aside from your own record. Your nearest season is free; the whole year comes with Prime or the Bundle. • Wish list: add what you want for each season and see what's left of your budget if you buy it. Record bank transactions by pasting • Copy the transaction text from your bank message and paste it into the app. • The app extracts the amount and merchant and suggests a matching expense locally on your device. • You review the suggestion and assign the transaction yourself. • Ektifai does not read your messages and does not request SMS access on iOS — pasting is the only way. Compare prices before buying • Search your product on major stores' own sites from inside any expense. • The app opens each store's own search page in your browser — price and availability appear there. • The app displays no prices; store names are trademarks of their owners, with no affiliation. Understand spending patterns • Compare salary, planned budgets, and actual spending in monthly and daily charts. • Review recent transactions and the history of each expense. • Notice overspending early enough to adjust the rest of the month. Turn an expense into a financial goal • Create an estimated goal for covering a selected expense with potential investment income. • Compare return scenarios and estimated capital and monthly saving amounts. • Track invested amounts and progress toward the goal. Privacy matters • Guest mode keeps your working data locally on the device. • Registered accounts can sync supported budget data. • Transaction text is used to extract transaction details and is not stored as raw message text in your cloud budget data. • We do not sell personal data for marketing. Some advanced features require a subscription. Ektifai is a planning and organization tool. Calculations and scenarios are estimates, not binding financial, banking, or investment advice. Subscriptions • Prime — auto-renewing monthly subscription — SAR 29.99 / month • AI Investment — auto-renewing monthly subscription — SAR 49.99 / month • Bundle (Prime + AI Investment) — auto-renewing monthly subscription — SAR 69.99 / month Subscriptions renew automatically and your Apple account is charged within 24 hours before the end of the current period unless auto-renew is turned off beforehand. You can manage the subscription or turn off auto-renew in your Apple account settings after purchase. Privacy Policy: https://binaskar.org/policy/ektifai Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/