Access all products and services offered by the cooperative directly from your smartphone. Manage your accounts and financial needs conveniently on the go.
OSCUS Online-Cooperativa OSCUS by Cooperativa de Ahorro y Credito Oscus Ltda.




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Access all products and services offered by the cooperative directly from your smartphone. Manage your accounts and financial needs conveniently on the go.





Manage your finances securely and conveniently from your iPhone. This modern and simple interface allows for easy daily banking operations.






Manage your finances with ease. Perform payments, transfers, and check balances. Explore savings and investment simulators, and calculate loan payments. Receive transaction confirmations via email and SMS.


This online banking application allows users to access their accounts, make payments, and transfer funds between accounts or to other financial institutions. It operates through secure instructions with servers managed by the Cooperativa de Ahorro y Crédito “Riobamba Ltda.”, sending transaction notifications.


Manage your finances on the go with this mobile banking app. Check account balances, make loan payments, transfer funds, and pay bills from anywhere. It offers a consolidated view of your savings, loans, and investments.


Manage your bank accounts securely from your phone. Check balances, make transfers, pay bills, and manage your debit card. Find nearby branches and ATMs easily.




Manage your financial operations conveniently and securely from your mobile device. This application offers a streamlined way to conduct transactions with your cooperative.


Apply for credit by registering with your phone number and providing personal data, identification photos, and signature. Receive a response and track your credit and insurance status. Secure login requires authentication with registered keys and OTP codes.


Manage your business sales and accept payments easily without cash. This app offers features like team roles, cash management, and QR code payments. Receive instant sale notifications to ensure secure and immediate transactions.