Enoughly: Paycheck Budget
Debt Payoff & Spending Planner
About
This app helps you understand your true spendable income by accounting for bills due before your next paycheck. It offers features for budgeting, debt payoff, and tracking your net worth, all while prioritizing user privacy and data ownership.
What's New in Enoughly
1.0.7
November 6, 2026
This update makes balances more accurate after a bank import. - If you typed in a paycheck or purchase and then imported a bank file that included it, your balance could count it twice. Fixed. - Credit card charges that post a few days late now count toward what you owe. - When your bank's balance doesn't match Enoughly's, the import now explains why when it can: charges your bank hasn't posted yet, or a charge that's in Enoughly twice. - Credit cards now ask for what you owe today, not your statement balance. - A bill or loan balance can no longer drop below zero when payments are back-dated. - Fixed a crash when importing a screenshot on iPad.
MoreSubscriptions & In-App Purchases
$14.99
Unlock Enoughly
The full app on Mac, iPhone and iPad. Yours to keep.
Developer apps
FAQ
What is the primary function of Enoughly?
Enoughly is designed to help you understand exactly how much money is safe to spend between paychecks. It prioritizes bills due before your next payday and includes a safety net you don't touch, giving you one clear, spendable number.
Does Enoughly require linking bank accounts?
No, Enoughly does not link to your bank accounts. You can import your transaction data by uploading CSV, QFX, or OFX files that your bank provides.
What are the budgeting features in Enoughly?
Enoughly offers paycheck-envelope budgets where each category gets an allowance that refills every payday. It can build these envelopes automatically from your spending history and shows you what's left in each, as well as any spending outside of them.
How does Enoughly help with debt?
Enoughly supports both snowball and avalanche debt payoff plans, providing estimated dates and interest saved. It also includes a printable per-payday payment plan and a what-if simulator to see how different actions affect your debt-free date.
Is Enoughly available on multiple devices?
Yes, Enoughly is available on Mac, iPhone, and iPad. It also supports Family Sharing, allowing you to unlock it across multiple devices with a single purchase.
How often is Enoughly updated?
The latest version of Enoughly is 1.0.6, and it was last updated on October 20, 2026. This indicates a recent update, suggesting ongoing development and support.
What is the pricing for Enoughly?
Enoughly offers a 14-day free trial. After the trial, it requires a single one-time purchase to unlock the full application forever.
Does Enoughly have ads?
No, Enoughly does not contain advertisements. The app is designed with a focus on user privacy and a clean experience, with no servers, accounts, or analytics.
