Enzo Wealth

Enzo Wealth

by Enzo Technologies, LLC

60 ratings
27 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 5, 2022
  • February 1, 2023
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About

This app provides a rewards checking account and a Visa debit card with a high APY on deposits and cashback on purchases. Enjoy fee-free ATM withdrawals and FDIC insurance for your funds.

4.03% APY on deposit balance
1% cashback on all purchases
Higher cashback tiers for specific categories
Fee-free ATM withdrawals nationwide
FDIC-insured up to $250,000
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What's New in Enzo Wealth

1.41.1

February 1, 2023

Mobile Check Deposits are here! This release allows you to deposit paper checks through the app. Bug fixes, and performance improvements were also made. Featuring a 4.03% APY on any balance with no requirements. Annual Percentage Yield of 4.03% is effective as of 12/15/2022. This is a variable rate and may change after the account is opened. Remember to invite your friends to Enzo!

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User reviews

“Fast transfer” still not received after 5+ days

They claim to move funds in 2 business days but still don’t see fund in Enzo account after 5+ days

Great High Yield Checking Account

ENZO is a great checking account with perks including interest near the Fed rate, virtual cards, a good debit card cashback program, and quick ACH transaction posting. The app has a few features coming soon that I’m excited for like transfer automation through Astra and live chat support.

Bank, nice. App, bad.

Do not open this app thinking you’ll be able touse it within 30 seconds. In fact you may need to force close the app just for it to work. Every. Single. Time.

My new Go-to

Enzo is my new go-to banking option. They offer the most competitive APY I’ve see (currently over 4%) with no fees or requirements, plus they offer great features like budgeting envelopes, 2 day ach transfers, and cashback on debit purchases. With the new mobile check deposits feature they have pretty much checked all my boxes for online banking. I’d like to see them expand on the envelopes and add features like custom envelopes and auto-tagging transactions. In any case I recommend Enzo if you’re looking for a great alternative to your brick-and-mortar bank.
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Need CEO Contacts

I’m faced with complete fiction. For more than a week I could not top up my account - my transactions simply disappeared. Then I wrote to the support address and a woman named Julie wrote that my account was suspected of fraud (although it was my first transaction I can’t know about it) and I had to send a bank statement (!) I did it and then she wrote that I should send a selfie with my ID (!!) I did it too and then she wrote that I should call a non-working number and leave a message for my identification (!!!) She did not respond to my anger and request to give the contacts of the higher management for the complaint. Then I called ( the number really didn’t work ! ) and left a message about everything. Then I wrote and asked if she had received the message and she said that she had heard it and the check would continue. Then I laughed and realized that she is is simply insane. Therefore, either this is a scam, or you simply have an insane employee working and you don’t know about it. I ask you to write direct CEO contacts to discuss this situation, since only this woman answers by the only mail and phone and she apparently thinks she can do what she wants and no one will know about it. I think she deserves to be fired.
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FAQ

What does Enzo Wealth offer?

Enzo Wealth offers a rewards checking account and a Visa debit card. It provides a high Annual Percentage Yield (APY) on your deposit account balance and offers cashback on purchases made with the debit card. The service also includes fee-free ATM withdrawals nationwide and FDIC insurance for your funds.

What are the key features of Enzo Wealth?

Key features include a 4.03% APY on your Enzo Deposit Account balance with no caps, 1% cashback on everything else, and higher cashback rates on specific categories like Uber and DoorDash for eligible accounts. You also get fee-free withdrawals at any in-network ATM and FDIC insurance up to $250,000.

How much does Enzo Wealth cost?

Based on the provided information, the app itself is free to use. There are no explicit fees mentioned for the checking account or debit card services, including ATM withdrawals. However, out-of-network ATM operators may charge their own fees.

Who is Enzo Wealth for?

This service is designed for individuals who want to earn more on their checking account balance and get rewarded for their spending. It's particularly beneficial for those who frequently use ATMs, shop online, or use services like Uber and DoorDash, and are looking for a convenient and potentially more rewarding banking solution.

Is my money safe with Enzo Wealth?

Yes, your money is protected. Enzo Wealth accounts are FDIC-insured up to $250,000, meaning your deposits are protected by the Federal Deposit Insurance Corporation. Banking services are provided by Blue Ridge Bank N.A., a Member FDIC.