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Esusu: Pay Rent & Build Credit

Esusu: Pay Rent & Build Credit

Split Payments and Track Score

145 ratings
47 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 28, 2024
  • July 20, 2026

Features

Developer

Esusu, Inc.
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About

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

✓Report rent payments to credit bureaus
✓Increase credit score
✓Track credit score progress
✓Financial coaching access
✓Tax filing assistance
✓Access to local resources
✓Vetted partner offers
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What users say

Summarized from real user reviews of Esusu. Based on 145 reviews and a 4.7/5 average, it highlights the 11 positives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to download and sign up
  • 🧠Intuitive and simple to use
  • 🎓Provides free credit score education and home buyer education courses
  • 👨‍💻Helpful and kind customer support
  • 💳Helps build and improve credit scores by reporting rent payments
  • 🧭Provides valuable financial resources and support
  • 💰Helps move from financial instability to wealth building
  • 🔍Intuitive app with useful financial literacy tools
  • 📈Great for building credit and improving credit scores
  • 💼Offers personalized financial coaching
  • 🌐Encapsulates various financial services and resources
See all reviews
+1

What's New in Esusu

2.4.0

July 20, 2026

Split rent. Zero interest. Zero stress.

User reviews

Most RecentHighest RatedLowest Rated

Has worked well

I’ve been using the Afterpay integration with Esusu for months and it’s worked really well to spread out my rent payments. Would recommend.
Oscar1aOscar1a

Response from developer

We’re glad to hear the app has worked well for you and that the flexible rent payment experience has been helpful. We appreciate your review and recommendation!

Very helpful app

Started using ESUSU a few months ago and honestly it's been helpful. Rent payments are easy to track and I like that it helps build credit at the same time.
Lunanatalie2715Lunanatalie2715

Response from developer

Hi Lunanatalie2715, Thanks for the thoughtful review! We're so glad the app has been helpful and that tracking rent while building credit has worked well for you. We appreciate you being part of the Esusu community and wish you continued success on your financial journey.

Perfect

Esusu has been really helpful for me so far. The app is easy to use and everything is straightforward when it comes to tracking and managing credit. I like that it feels simple and not confusing. Overall, a solid app for building credit in a practical way.
MellyLindMellyLind

Response from developer

Hi MellyLind, thank you so much for the 5-star review! We know that credit building can often feel like learning a second language, so we are thrilled to hear that Esusu has made the process feel simple and straightforward for you. We're happy to be part of your financial journey!

It helps me a lot

I never thought my rent payments could actually help me build credit. After signing up with Esusu, everything became automatic. A few months in, I started seeing real progress on my credit profile without changing my habits.
Vivavian8979Vivavian8979

Response from developer

Thank you for the 5-star review, Vivavian8979! Our goal is to make credit building as effortless as possible, so hearing that you’ve seen results without having to change your habits is music to our ears. Thanks for letting us be a part of your financial journey!

Good

Perfect for students like me who didn’t have credit cards yet. My rent payments are finally helping mu credit score grow.
Turtle1234@$Turtle1234@$
See 42 more reviews

FAQ

What does Esusu do?

Esusu is a financial health app designed for renters. It allows you to build credit by reporting your on-time rent payments to major credit bureaus like Equifax, TransUnion, and Experian. The app also provides access to financial coaching, tax filing services, and local resources.

How does Esusu help build credit?

Esusu reports your consistent, on-time rent payments to the three major credit bureaus. This positive payment history is then factored into your credit score calculation, potentially increasing it over time. Members have reported an average increase of 45 points.

Is Esusu free to use?

The app is free to download and use, with ads present. While the core credit-building feature is available, some benefits and partner offers might involve in-app purchases or be part of specific membership tiers.

What are the benefits of using Esusu besides credit building?

Beyond credit building, Esusu offers member benefits such as access to financial coaching and tax filing assistance. You can also find free local resources, government assistance information, and explore vetted partner offers for auto loans, renters insurance, and more.

Who is Esusu for?

Esusu is specifically designed for renters who want to leverage their existing rent payments to improve their financial standing. It's ideal for individuals looking to build or repair their credit history and gain access to broader financial tools and resources.