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Expense Tracker - MonAi

Expense Tracker - MonAi

Easily track spending with AI

845 ratings
143 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 14, 2023
  • August 4, 2026

Features

Developer

Florian Vates
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Expense Tracker - MonAi screenshot #1 for iPhone
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Expense Tracker - MonAi screenshot #9 for iPhone
Expense Tracker - MonAi screenshot #10 for iPhone
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About

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

✓AI-powered voice expense entry
✓Automatic expense categorization
✓Manual expense entry
✓Custom category creation
✓Beautiful and simple UI/UX
✓Privacy-friendly iCloud storage
✓No login required
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What users say

Summarized from real user reviews of Expense Tracker. Based on 845 reviews and a 4.8/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Dictate transactions, no need to enter individually
  • 🚀Simple and easy to use
  • 👍Shared account for couples
  • 👍Practical, solves the problem of writing down expenses
  • 👍Intuitive and effective
  • 👍Convenient and aesthetic
  • 👍Helps keep better track of expenses

Negative things

  • 🐛Doesn't register all transactions, especially Apple Pay
  • 🔒Requires payment to use, no free trial
  • 🔒Stops working on alternative devices after paying
  • 🔒Limited features in free version
  • 🐛Voice input sometimes gets stuck or has errors
See all reviews
+2

What's New in Expense Tracker

1.9.2

August 4, 2026

Fixes and improvements

Subscription plans

Family month

monthly subscription with trial

$5.491 Month
7 Days trial
How to cancel Expense Tracker subscription ⁉️

Events

Read more about MonAi Re-imagined
Event EndedMajor Update

MonAi Re-imagined

With liquid glass in mind

Sep 15, 2025 — Sep 30, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Great App!

I’m really enjoying using this app as the user interface is so clean and intuitive and am very hopeful this will help me start to make progress in winning our budget each month.
Stillrunning11Stillrunning11

Response from developer

Thank you so much! I’m really happy you’re enjoying MonAi and finding it intuitive and helpful for staying on budget. That’s exactly the experience I want to create.

Very functional

Easy to use
@ANDDUA233@ANDDUA233

Simplicity

This is good, i can track my budget however I want (expense only or with income). The simplicity of the app is the ultimate experience
BruceLeeNo4BruceLeeNo4

Response from developer

Thank you so much! The simplicity and flexibility you described are exactly what I want MonAi to offer, an easy way to track expenses and income without making finances complicated.

Génial!

Super app! User friendly y cute con los emojis, Lo que lo hace fácil a ver. Servicio de atención excelente, eficaz y rápido! Muy buena app!
123MariaD123123MariaD123

Response from developer

Thank you so much! I’m really happy that you enjoy how simple, friendly and easy to understand MonAi is, including the emojis. I’m also glad you had a good support experience.

Is this app Pro only ?

Is it pro only ? Or it has a free version. Looks like it is a pro only app but I’m able to access the whole app and all of its features without any subscription 🫡
AnonymousUser1879AnonymousUser1879

Response from developer

Thanks for asking! MonAi offers a 7-day free trial with full access. The App Store may request a payment method to start it, but you won’t be charged if you cancel before the trial ends. For questions about your plan, email me at monai@florianvates.com

See 138 more reviews

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User experience

🐞

Reported Bugs

3 issues

Doesn't register all bank transactions

Bug

Incompatible with some devices or iOS versions

Bug

Sharing large lists doesn't work

Bug
✨

Requested Features

6 requests

Weekly/daily expense view

Feature

Separate savings category

Feature

Ability to add past expenses

Feature

Multi-currency support

Feature

Improved reporting and analytics

Feature

Dark mode option

Feature

FAQ

What does Expense Tracker - MonAi do?

This app revolutionizes expense tracking by allowing you to enter expenses via voice messages, which are then automatically split and categorized by AI. It also supports manual entry and custom category creation, all within a user-friendly and visually appealing interface.

What are the key features of this expense tracker?

Key features include effortless AI-powered voice expense entry, automatic categorization and splitting of expenses, manual expense input, the ability to create custom categories, a beautiful and simple user interface, and secure storage of your data in your personal iCloud without requiring a login.

How much does Expense Tracker - MonAi cost?

The app offers a free trial to explore its features. After the trial, you can choose between a monthly or yearly subscription for full access to 'Pro features'. Auto-renewal can be turned off at any time before the subscription period ends.

Is my financial data secure with this app?

Yes, your expense data is stored securely in your personal iCloud. The app prioritizes your privacy and does not require any login credentials, nor does it have access to your data. This ensures your financial information remains private and protected.

Who is this app designed for?

This app is designed for individuals who want a simple, fast, and private way to track their daily spending. It's ideal for those who find traditional expense entry time-consuming and prefer an AI-driven, intuitive solution for managing their personal finances.