Expense Tracker - MonAi

Expense Tracker - MonAi

Easily track spending with AI

861 ratings
147 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 14, 2023
  • September 16, 2026

Features

Expense Tracker - MonAi screenshot #1 for iPhone
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Expense Tracker - MonAi screenshot #10 for iPhone
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About

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

AI-powered voice expense entry
Automatic expense categorization
Manual expense entry
Custom category creation
Beautiful and simple UI/UX
Privacy-friendly iCloud storage
No login required
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What users say

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+1

What's New in Expense Tracker

1.10.0

September 16, 2026

Big update! MonAi 1.10 is here with AI reports, WhatsApp, automatic currency conversion and a faster Apple Pay setup. AI Reports Ask about your spending in plain language and get a full report with the numbers behind it. WhatsApp Message the MonAi bot on WhatsApp, by text or voice note, and it lands in your list as a transaction. Auto conversion Pay in a foreign currency and MonAi converts it to yours on the spot. Apple Pay shortcut Setting up the Apple Pay automation just got easier. Make sure to set up the latest version. And more • Design updated for iOS 27 • Recurring transactions are now included in CSV exports and imports • The app got faster

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Subscription plans

Student Monthly

All pro features for a month

$4.491 Month
7 Days trial
How to cancel Expense Tracker subscription ⁉️

Events

Read more about MonAi  Re-imagined

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With liquid glass in mind

Sep 15, 2025 Sep 30, 2025

User reviews

Bills section

I would like to have a place to put my bill like for example if I have a debt with the bank so I can see the payments I did , the following and where I can put the interest percentage and every time I make a payment to ent debt I can follow up how’s going on , and how much I’m missing to finish paying and how much I spending in interest
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Response from developer

Thanks for the detailed feedback, Andrés! I really appreciate the idea. A dedicated place to track debts, payments, remaining balances and interest would definitely be useful. MonAi doesn’t have a full debt management section like this yet, but I’ll keep your suggestion in mind.

Simple

App simple para justo lo que se necesita

Simplemente, perfecta

Facilita y mejora la tediosa tarea de andar registrando los gastos que uno tenga. Todo de forma simple, divertida, y super fluida

Toca pagar?

Enserio toca pagar si o si para usar eso? Jajaja que mierda por lo menos dar una prueba gratis o algo free, pero pagar porque algo que ni he usado? Jajaja que mierda más grande, aparte es desarrollador colombiano no debe estar tan chimba 😂😂basuras jaja

Great App!

I’m really enjoying using this app as the user interface is so clean and intuitive and am very hopeful this will help me start to make progress in winning our budget each month.

Response from developer

Thank you so much! I’m really happy you’re enjoying MonAi and finding it intuitive and helpful for staying on budget. That’s exactly the experience I want to create.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Doesn't register all bank transactions

Bug

Incompatible with some devices or iOS versions

Bug

Sharing large lists doesn't work

Bug

Requested Features

6 requests

Weekly/daily expense view

Feature

Separate savings category

Feature

Ability to add past expenses

Feature

Multi-currency support

Feature

Improved reporting and analytics

Feature

Dark mode option

Feature

FAQ

What does Expense Tracker - MonAi do?

This app revolutionizes expense tracking by allowing you to enter expenses via voice messages, which are then automatically split and categorized by AI. It also supports manual entry and custom category creation, all within a user-friendly and visually appealing interface.

What are the key features of this expense tracker?

Key features include effortless AI-powered voice expense entry, automatic categorization and splitting of expenses, manual expense input, the ability to create custom categories, a beautiful and simple user interface, and secure storage of your data in your personal iCloud without requiring a login.

How much does Expense Tracker - MonAi cost?

The app offers a free trial to explore its features. After the trial, you can choose between a monthly or yearly subscription for full access to 'Pro features'. Auto-renewal can be turned off at any time before the subscription period ends.

Is my financial data secure with this app?

Yes, your expense data is stored securely in your personal iCloud. The app prioritizes your privacy and does not require any login credentials, nor does it have access to your data. This ensures your financial information remains private and protected.

Who is this app designed for?

This app is designed for individuals who want a simple, fast, and private way to track their daily spending. It's ideal for those who find traditional expense entry time-consuming and prefer an AI-driven, intuitive solution for managing their personal finances.