ezPayments LLC

Purpose ezPayments is a mobile payment-management app that lets small businesses and independent professionals accept payments and manage their money entirely from a phone. Target audience Small business owners, merchants, freelancers, and independent professionals aged 18 and over who register for an ezPayments merchant account. The app is available to the general public — any business or individual can download it and sign up directly in the app using the Sign Up flow. It is not restricted to the employees of a specific company, and it is not an internal or enterprise-only tool. The problem it solves Small merchants who need to get paid usually face a choice between buying point-of-sale hardware, managing payments from a desktop dashboard they can't access while working, or chasing customers manually for bank transfers. Smaller sellers and sole traders in particular have no practical way to accept a card payment on the spot or send a professional invoice without signing up for enterprise-oriented tools. The value it provides ezPayments gives merchants three ways to get paid from a single app, with no extra hardware: displaying a QR code for in-person payment, sharing a payment link through any channel, or sending an invoice. Payments arrive in a real-time wallet balance, and the merchant can review complete transaction history with filters, save contacts for repeat payees, link a bank account, and withdraw earnings on demand or on an automatic schedule. Businesses with staff can invite team members and control their permissions. Payment processing is handled by Stripe.