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F&M Bank-NC

F&M Bank-NC

by F&M Financial Corporation

2.2K ratings
15 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 1, 2021
  • August 26, 2026

Features

Developer

F&M Financial Corporation
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About

Manage your finances on the go with this secure banking application. Easily track transactions, pay bills, transfer funds, and deposit checks with just a few taps. Receive customizable alerts and control your debit card for added peace of mind.

✓Transaction tracking with notes and photos
✓Customizable balance alerts
✓Bill payment and money transfers
✓Mobile check deposit
✓Debit card on/off control
✓View and save statements
✓ATM and office locator
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What users say

Summarized from real user reviews of F&M Bank. Based on 2.2K reviews and a 4.9/5 average, it highlights the 4 positives and 1 negative reviewers mention most about this Finance app.

Positive things

  • 👍Reliable and helpful
  • 👍Friendly and caring staff
  • 👍Ease of use and features
  • 👍Community bank feel with larger bank capabilities

Negative things

  • 🐛Delay in transaction posting
See all reviews

What's New in F&M Bank

3.37.0

August 26, 2026

Version 3.37.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Best Bank Ever

F&M is the best bank ever and their app rocks too!!
Dookie1210Dookie1210

Most friendliest bank in town

I am always amazed that the personal service that I received
Next doorsNext doors

CommentsReview

F&M bank is the best bank for all your needs, whether small or great.
I have been with them since 1976, never thought about going anywhere else!!!
strick1959strick1959

My experience

Very reliable and willing to help any time of the hour i highly recommend this bank
Dakota lee6.0Dakota lee6.0

The Best

Love my F&M Bank‼️‼️
Patti CurleePatti Curlee
See 10 more reviews

User experience

🐞

Reported Bugs

1 issue

Bill pay editing not possible

Bug
✨

Requested Features

1 request

Allow editing of bill pay

Feature

FAQ

What can I do with the F&M Bank app?

The F&M Bank app allows you to manage your money anytime, anywhere. You can keep transactions organized with tags, notes, and photos, receive balance alerts, pay bills, transfer money, deposit checks by taking pictures, turn your debit card on and off, view and save statements, and find nearby offices and ATMs.

Is the F&M Bank app secure?

Yes, the app is designed with security in mind. Access requires a passcode or Touch ID®/Face ID® on supported devices to maximize security and protect your financial information.

How do I deposit a check with the app?

Depositing a check is simple. You can deposit checks by taking a picture of the front and back of the check directly through the app. The app will guide you through the process.

Is there a cost to use the F&M Bank app?

F&M Bank offers this app as a complimentary service. However, please note that usage rates may apply from your wireless service provider for data usage.

Can I group my accounts for easier viewing?

Yes, the app allows you to group your accounts together for ease of viewing. This feature helps in organizing and quickly accessing all your financial information in one place.