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F&M Bank-NC

F&M Bank-NC

by F&M Financial Corporation

2.2K ratings
16 reviews
💰 Finance
Free

Details

Released
November 1, 2021
Updated
October 17, 2026

Features

Developer

F&M Financial Corporation
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About

Manage your finances on the go with this secure banking application. Easily track transactions, pay bills, transfer funds, and deposit checks with just a few taps. Receive customizable alerts and control your debit card for added peace of mind.

✓Transaction tracking with notes and photos
✓Customizable balance alerts
✓Bill payment and money transfers
✓Mobile check deposit
✓Debit card on/off control
✓View and save statements
✓ATM and office locator
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What users say about F&M Bank

Reviews of F&M Bank are mostly positive: the Finance app is rated 4.9/5 from 2.2K App Store ratings. What users like most: reliable and helpful, friendly and caring staff. Top complaints: delay in transaction posting. Summarized from real user reviews.

Positive things

  • 👍Reliable and helpful
  • 👍Friendly and caring staff
  • 👍Ease of use and features
  • 👍Community bank feel with larger bank capabilities

Negative things

  • 🐛Delay in transaction posting
See all reviews

What's New in F&M Bank

3.39.0

October 17, 2026

Version 3.39.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Mobile MNK

It’s great !Loved it!!
LSLove good ending stories.

Best Bank Ever

F&M is the best bank ever and their app rocks too!!
DDookie1210

Most friendliest bank in town

I am always amazed that the personal service that I received
NDNext doors

CommentsReview

F&M bank is the best bank for all your needs, whether small or great.
I have been with them since 1976, never thought about going anywhere else!!!
Sstrick1959

My experience

Very reliable and willing to help any time of the hour i highly recommend this bank
DLDakota lee6.0
See 11 more reviews

User experience

🐞

Reported Bugs

1 issue

Bill pay editing not possible

Bug
✨

Requested Features

1 request

Allow editing of bill pay

Feature

FAQ

What can I do with the F&M Bank app?

The F&M Bank app allows you to manage your money anytime, anywhere. You can keep transactions organized with tags, notes, and photos, receive balance alerts, pay bills, transfer money, deposit checks by taking pictures, turn your debit card on and off, view and save statements, and find nearby offices and ATMs.

Is the F&M Bank app secure?

Yes, the app is designed with security in mind. Access requires a passcode or Touch ID®/Face ID® on supported devices to maximize security and protect your financial information.

How do I deposit a check with the app?

Depositing a check is simple. You can deposit checks by taking a picture of the front and back of the check directly through the app. The app will guide you through the process.

Is there a cost to use the F&M Bank app?

F&M Bank offers this app as a complimentary service. However, please note that usage rates may apply from your wireless service provider for data usage.

Can I group my accounts for easier viewing?

Yes, the app allows you to group your accounts together for ease of viewing. This feature helps in organizing and quickly accessing all your financial information in one place.