Family CashFlow - Smart Budget

Take complete control of your family finances with Family CashFlow — the 100% private, subscription-free household budget and cash flow tracker built natively for iOS 17+. Why pay $14.99 every month just to track your own money? Family CashFlow offers a single, affordable one-time purchase with NO subscriptions, NO ad tracking, and NO third-party servers. Your financial data stays 100% yours, synced securely across your Apple devices using your private iCloud account. BUILT FOR US & GLOBAL FAMILIES • Multi-Currency Support: Seamlessly switch between USD ($), EUR (€), GBP (£), CAD ($), AUD ($), and CHF with dynamic formatting. • Tip & Bill Split Calculator: Effortlessly split restaurant bills and calculate tips (15%, 18%, 20%, or custom) with a 1-tap "Save as Expense" action. • US Tax & Health Tracker: Dedicated tracking for HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Savings Plans. • US Recurring Templates: Instant presets for 30-yr Fixed Mortgages, Property Tax, HOA Fees, Car Insurance, and 401(k) / IRA Contributions. COMPLETE CASH FLOW & INCOME TRACKER • Track monthly salaries, freelance income, investments, and refunds alongside daily household expenses. • Visualize your 6-month financial trajectory with sleek, native Swift Charts. • Compare incomes versus expenses month-over-month to see your exact net savings. FAMILY ROLES & SHARED BUDGETING • Assign roles (Admin, Contributor, Read-Only) and see exactly who added each transaction. • Set category budgets (Housing, Groceries, Utilities, Transport, School & Kids) with intelligent visual alert thresholds (50%, 80%, 100%). • Easily roll over unused budget amounts to the next month. MOTIVATING SAVINGS GOALS • Set milestones for emergency funds, vacations, car down payments, or college funds. • View percentage progress bars, estimated target dates, and recommended monthly contribution goals. ON-DEVICE RECEIPT SCANNER (100% PRIVATE) • Scan paper receipts and bills instantly using Apple Vision OCR. • Text extraction happens 100% on your iPhone — no cloud uploads, zero privacy compromises. NATURAL LANGUAGE QUICK ENTRY • Simply type "45 groceries" or "2500 salary" to log transactions in seconds. BIOMETRIC SECURITY & PRIVACY FIRST • Lock your sensitive financial data behind Face ID / Touch ID. • Privacy splash screen automatically hides amounts when switching apps. • Export your full financial records anytime as structured CSV or PDF reports. Download Family CashFlow today and experience private, ethical family budgeting without monthly fees!