Family Policy

Family Policy Vault — every family policy in one place. We don't sell insurance, recommend products, or upload your data. We do one thing: turn the policies scattered across apps, paper contracts and chat threads into one ledger you can actually read. WHAT IT DOES • One place for the whole family: group policies by family member. See who is covered, for how much, when it expires and when the next premium is due. • Scan or import: photograph a policy or import a PDF contract (text PDFs recognize better; long documents can be read in batches). Insurer, product, policy number, premium and dates are detected — you confirm every key field before saving. • Renewal reminders: 30, 7 and 1 day before, plus 9 a.m. on the day. • Manage together: invite family members to view and edit. Record and manage policies for your parents now; they can take over later. • Claims ledger: when something happens, walk through who was affected → which policies apply → deadlines → document checklist. • Who to call: keep the agent, bank, doctor and each insurer's claim hotline one tap away. • Emergency card and annual report: a one-page PDF the whole family can use, plus a yearly summary of premiums and coverage. • Policy answers: ask "how much premium this year", "how long is the waiting period", "what expires in 90 days" — answered only from your own records, offline, with no invented numbers. • iCloud sync and encrypted backup: sync across your devices on the same Apple ID; restore from an encrypted backup on a new phone. • Widgets and Siri, Face ID / Touch ID lock, 10 languages. WHAT WE DON'T DO • No insurance sales, no referrals, no product recommendations. • No servers, no accounts. Your policy data never reaches our servers — we don't have any. • Data stays on device unless you turn on iCloud sync, which uses your own private iCloud database. • We don't predict claim outcomes; the insurer decides. WHO IT'S FOR • People whose policies live in five apps, a drawer and a chat thread • People who manage policies for parents or children • Anyone who wants one clear view of the family's coverage EVERYTHING IS FREE • 10 co-manager accounts, PDF export of the annual report, iCloud sync, import/export and the emergency card — all free, with no usage or member limits. • No subscriptions and no auto-renewal. The 10 co-manager accounts are the iCloud family-sharing limit, not a paid tier. • If the app helps you, leave a tip in Settings → Support the developer: a coffee (¥6), a meal (¥18) or a long run (¥68). A pure thank-you — it unlocks nothing and never auto-renews. • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私说明与支持 / Privacy & support: https://chaipl.github.io/family-insurance-support/