App score
Good
Horrible
Horrible! Have to make up new password way too often. Other mobile banking apps have never asked for a new password and their security is just fine
Direct deposit
Always convenient
App
I like it!! 😊
Great
Love the app

Manage your finances on the go with this mobile banking application. View account balances, deposit checks, transfer funds, and locate branches or ATMs. Businesses can also use a feature to accept payments.
Summarized from real user reviews of Farmers State Bank of Waterloo. Based on 254 reviews and a 4.6/5 average, it highlights the 12 positives and 8 negatives reviewers mention most about this Finance app.
26.0.260400
July 17, 2026
Feature enhancements and bug fixes.
6 issues
Face ID randomly stops working
Requires verification code every time despite remembering device
4 requests
Improve budgeting tool design and usability
Allow export and import of bill payees between accounts
The app allows you to securely bank on your schedule. You can monitor your account balances and transaction history, deposit checks by taking photos, transfer funds between your FSB accounts, and find the nearest FSB branches and ATMs. Businesses can also utilize the Autobooks Tap to Pay feature to accept payments.
Yes, the FSB Mobile Banking app is available for free to all FSB customers. There are no additional charges for downloading or using the core banking features of the application.
Accessing the app is easy. You simply use the same username and password that you use for your FSB Ibanking online account. This ensures a familiar and secure login process.
Yes, banking with the FSB Mobile Banking app is safe and secure. It is backed by the bank's commitment to online security, providing a protected environment for managing your financial information and transactions.
Yes, the app features a Mobile Check Deposit function. You can simply snap a photo of your checks and deposit them directly into your account through the application, saving you a trip to the bank.