FCPCU
Member Owned Credit Union
About
Manage your finances with a member-owned credit union. Access affordable financial services, higher savings rates, and lower fees. Join a community focused on members helping members achieve their financial goals.
What's New in FCPCU
5.53.2
October 29, 2026
Stability and performance improvements
FAQ
What is FCPCU?
FCPCU is a member-owned credit union that offers financial services. Unlike banks, credit unions are not-for-profit organizations focused on helping their members save and borrow affordably.
How do I join FCPCU?
To join FCPCU, you must live, work, worship, or attend school in Wayne, Wake, or Johnston counties. There is a $25 par membership deposit required to open a share account.
What are the benefits of using a credit union like FCPCU over a bank?
Credit unions like FCPCU are not-for-profit and member-owned, which typically allows them to offer higher interest rates on deposits and lower rates and fees on credit products compared to banks.
Is FCPCU safe for minors?
Yes, individuals under 18 can open an account with FCPCU, but they will need an adult to be on the account with them.
What types of accounts can I open with FCPCU?
After opening a share account, you are eligible for other accounts including share draft accounts, credit products, IRAs, and Certificates of Deposit.
What identification do I need to open an account at FCPCU?
You will need two forms of identification to open an account, with a state-issued driver's license and social security card being the preferred options.
How often is FCPCU updated?
The latest version of FCPCU is 5.53.2, and it was last updated on October 29, 2026, indicating regular updates to ensure functionality and security.
What devices support FCPCU?
FCPCU is available on iPhones and iPads, making it accessible for users within the Apple ecosystem.
