Best Fern alternatives: apps like Fern: Budget & Expense Tracker

10+ similar apps compared and reviewed

5.0 avg rating

10 free apps

Updated November 2026

EDANUELE CORLETO

Whether you want more options like Fern or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Fern

BudgetCat: Expense Tracker by AYGN SARIASLAN

Track Expenses& Investments

Editor's Choice

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

Expense Offline by SG APPs

Privacy First Expense Tracking

Strong Contender

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

Penny Pilot: Expense Tracker by Babak Ramazanilar

Private, Offline Cash Manager

Worth Considering

💰 Finance

5.0(2 ratings)

FreeIn-App Purchases

Penny Pilot: Expense Tracker screenshot 1

Penny Pilot: Expense Tracker screenshot 2

Penny Pilot: Expense Tracker screenshot 3

Penny Pilot: Expense Tracker screenshot 4

Penny Pilot: Expense Tracker screenshot 5

Penny Pilot: Expense Tracker screenshot 6

This app offers private, offline expense tracking without requiring accounts or bank linking. It provides detailed spending breakdowns, budget setting, and optional advanced features like multi-currency support and AI-powered insights.

More apps like Fern

Cashowa Money & Budget Tracker

Net worth, business & savings

Simple Monthly Budget Tracker

Mibud - Money & Budget Tracker

Simple Budget Tracker

Clover: Personal Finance

The easiest way to track money

Your Finances: Money Manager

Track expenses from statements

Zelvo: Budget Planner

Expense tracker, Money Manager

Free

This app helps you manage your money by creating budgets, tracking expenses, and setting financial goals. It offers visual progress tracking and a subscription manager to help you stay disciplined and achieve financial freedom.

Custom budget plannerEasy expense trackingVisual progress charts

Budget Planner: Ctrl Xpenses

Spending, savings & goals

Free

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

Track credit cards and purchasesBuild debt payoff plans (snowball/avalanche)Set category budgets and track spending