FERS Pro: Pension Calculator
Federal Retirement Planner
About
Plan your federal retirement with accurate annuity estimates, VERA modeling, and a comprehensive view of all income streams. This tool helps federal employees understand their military buyback value and optimize TSP withdrawals.
What's New in FERS Pro
1.1.0
July 9, 2026
Small bug fixes.
Subscription plans
FERS Pro Annual
1 year of full retirement planning.
In-App Purchases
$14.99
FERS Pro Lifetime
Forever access to FERS Pro tools.
Developer apps
FAQ
What is FERS Pro?
FERS Pro is a modern retirement calculator designed specifically for federal employees. It provides accurate annuity estimates, helps model early retirement options like VERA, and consolidates all your retirement income streams into a single forecast.
How does FERS Pro handle different retirement scenarios?
FERS Pro allows you to model Voluntary Early Retirement (VERA) and compare deferred versus postponed retirement options. You can see your immediate annuity and when your FERS Supplement will begin, ensuring you understand the implications of different choices.
Can FERS Pro calculate the value of military buyback?
Yes, FERS Pro includes a Military Buyback Analyzer. This feature shows you the exact cost of buying back active-duty time and projects how much it will earn you back over your lifetime, helping you make informed decisions.
Does FERS Pro help with TSP withdrawals?
Absolutely. The app features a TSP Withdrawal Planner that supports various strategies, including the 4% rule, Required Minimum Distributions (RMDs), and custom rate-of-return assumptions. It helps you manage your Thrift Savings Plan effectively.
Is FERS Pro suitable for special categories of federal employees?
Yes, FERS Pro is built to accommodate special categories such as Law Enforcement, Air Traffic Controllers, and Firefighters, ensuring correct calculations for their specific retirement rules (e.g., age-50 with 20 years, or any age with 25 years of service).
What are the Pro features in FERS Pro?
Pro features include unlimited scenario saving and comparison, detailed military buyback analysis, advanced TSP modeling, the 50-year income stream chart, and the correct calculation of the FERS Annuity Supplement. These features require an upgrade.
What is the pricing for FERS Pro?
FERS Pro is free for your first three calculations. For unlimited access to all Pro features, you can choose a yearly subscription for $7.99 or a one-time lifetime purchase. The app is free to download and use for basic estimations.
Is FERS Pro affiliated with the U.S. government?
No, FERS Pro is an independent application developed by Vikorus, LLC and is not affiliated with OPM, TSP.gov, or the U.S. government. It provides estimates only, and for official figures, users should contact their agency HR.