
Financial Calculator: NPV, IRR
Loans, Savings & Interest
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Free
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About
Financial Calculator by idealapps brings together essential tools to understand loans, plan savings and analyze investments.
LOANS & AMORTIZATION
Calculate payments, interest rates or repayment terms. See total interest and total cost, test extra payments, and review principal paid and remaining balance in a detailed schedule.
SAVINGS & COMPOUND INTEREST
Calculate the future value of your savings, the recurring contribution needed for a goal, or the starting amount you need. Choose payment and compounding frequency, and compare payments at the beginning or end of each period.
INVESTMENTS
Enter periodic cash flows to calculate Net Present Value (NPV) and Internal Rate of Return (IRR). Value fixed-coupon bonds and calculate growing annuities and perpetuities.
ADVANCED CALCULATOR
Use N, I/Y, PV, PMT and FV to solve time value of money calculations. Includes scientific operations, powers, logarithms, memory, parentheses and an optional RPN mode.
MORE FEATURES
- Tip calculator and bill splitting
- Local calculation history
- Configurable currency format
- Available in English, Spanish, Portuguese and French
- No account required
Calculations are performed on your device. Loan examples exclude taxes and fees. Results depend on the data and settings entered and do not constitute personalized financial advice.
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What's New in Financial Calculator
1.0
September 21, 2026





